Udyogini Scheme:- The Central Government started the Udyogini Yojana 2024 with the goal of giving all women in the nation jobs. The government would lend money to any and all women in the nation who choose to launch their own businesses under this program. All women will acquire self-defense techniques through this program, and the federal government will help them launch their own businesses. Women’s economic status will rise and their standard of living will shift as a result of this program. We will give you all the pertinent information on the Udyogini Yojana 2024 in this post. Read our post through to the end if you’re interested in learning more about this plan.
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The Central Government has launched the Udyogini Yojana 2023 with the aim of assisting women. Through this program, the government offers loans to eligible women in the nation who wish to launch their own businesses. The maximum benefit of this initiative is Rs 3 lakh, and the money would be deposited into the women’s bank accounts. Aside from this, every woman in the nation is allowed to use the funds obtained via this program to launch her own company. Women who wish to take advantage of this program can apply locally or online. The Udyogini Yojana 2024 is expected to increase the income of all women in the nation.
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Name of the scheme | Udyogini Yojana |
Was started | by central government |
Year | 2024 |
Beneficiary | women of the country |
Application procedure | Online |
Objective | Providing loans to the women of the country to start their own business |
Benefit | Women of the country will be provided loans to start their own businesses. |
Category | central government schemes |
Official website | https://udyogini.org/ |
Udyogini Yojana 2024’s primary goal is to lend money to all of the nation’s women so they can launch their own enterprises. All qualified women in the nation would be able to apply for loans up to Rs 3 lakh through this program. All women would have the ability to manage their own enterprises by utilizing the advantages of the Udyogini Yojana 2024. The Central Government will deposit the benefits awarded under this scheme into the bank accounts of the ladies. This program’s primary goal is to empower and enable women so that they will be viewed with respect in society.
The following are the scheme’s benefits:
Loan amount | Max amount up to ₹3 lakh |
Interest rate | Very competitive (highly subsidized or free loans to special categories) |
Annual family income (applicant) | ₹1.5 lakh or less |
Age limit | Min. 18 years and max. 55 years |
For widows or disabled women | No income limit |
Collateral | Not required |
Processing fees | Nil |
Also Read:- DDA Housing Scheme 2024
Agarbatti Manufacturing | Diagnostic Lab | Leaf Cups Manufacturing | Ribbon Making |
Bangles | Edible Oil Shop | Milk Booth | Shops & Establishments |
Audio & Video Cassette Parlour | Dry Cleaning | Library | Sari & Embroidery Works |
Bakeries | Dry Fish Trade | Mat Weaving | Security Service |
Banana Tender Leaf | Eat-Outs | Match Box Manufacturing | Shikakai Powder Manufacturing |
Bottle Cap Manufacturing | Fish Stalls | Old Paper Marts | Soap Oil, Soap Powder & Detergent Cake Manufacturing |
Beauty Parlour | Energy Food | Mutton Stalls | Silk Thread Manufacturing |
Bedsheet & Towel Manufacturing | Fair-Price Shop | Newspaper, Weekly & Monthly Magazine Vending | Silk Weaving |
Book Binding And Note Books Manufacturing | Fax Paper Manufacturing | Nylon Button Manufacturing | Silk Worm Rearing |
Cleaning Powder | Gift Articles | Photo Studio | Tea Stall |
Cane & Bamboo Articles Manufacturing | Flour Mills | Pan & Cigarette Shop | Stationery Shop |
Canteen & Catering | Flower Shops | Pan Leaf or Chewing Leaf Shop | STD Booths |
Chalk Crayon Manufacturing | Footwear Manufacturing | Papad Making | Sweets Shop |
Chappal Manufacturing | Fuel Wood | Phenyl & Naphthalene Ball Manufacturing | Tailoring |
Cotton Thread Manufacturing | Ink Manufacture | Radio & TV Servicing Stations | Vegetable & Fruit Vending |
Clinic | Gym Centre | Plastic Articles Trade | Tender Coconut |
Coffee & Tea Powder | Handicrafts Manufacturing | Pottery | Travel Agency |
Condiments | Household Articles Retail | Printing and dyeing of Clothes | Tutorials |
Corrugated Box Manufacturing | Ice Cream Parlour | Quilt & Bed Manufacturing | Typing Institute |
Dairy & Poultry Related Trade | Jute Carpet Manufacturing | Real Estate Agency | Woollen Garments Manufacturing |
Crèche | Jam, Jelly & Pickles Manufacturing | Ragi Powder Shop | Vermicelli Manufacturing |
Cut Piece Cloth Trade | Job Typing & Photocopying Service | Readymade Garments Trade | Wet Grinding |
Also Read:- Mahila Samman Saving Scheme
Q. Which banks are going to provide the Udyogini scheme?
Ans- The main sponsors of the Udyogini Scheme include the Karnataka State Women’s Development Corporation (KSWDC), Punjab and Sind Bank, Saraswat Bank, a number of other private and public sector banks, and leading NBFCs.
Q. What is the Udyogini scheme’s interest rate?
Ans- For the manufacturing industry, the maximum loan amount available under the initiative is Rs. 50,000, and for the service sector, it is Rs. 2,00,000. How Much Does It Cost To Take Out A Loan Through The Udyogini Scheme? Loans that are out under the Udyogini plan have an interest rate of 6%.
Q. What is the Udyogini scheme’s subsidy?
Ans- 1 lakh up to a maximum of 3 lakhs. 50% of the loan amount is the subsidy, and the family’s income cannot exceed Rs. 2 lakhs.
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