Pradhan Mantri Jeevan Jyoti Bima Yojana: For the sake of the common people, the Central Modi government launched the Pradhan Mantri Jeevan Jyoti Bima Yojana. A Rs 2 lakh live cover is given under this policy for only Rs 436 yearly premium in the event of a death due to any cause. Under the Pradhan Mantri Jeevan Jyoti Bima Yojana, the Central Government offers insurance of Rs 2 lakh by paying just Rs 40. This is because anyone can pass away unexpectedly at any time, regardless of how safe his family is. As you may recall, on May 9, 2015, the Central Government introduced PMJJBY.
If you wish to participate in the PM Jeevan Jyoti Bima Yojana policy and are an Indian citizen as well. Thus, you must read this essay through to the finish in detail. Tell us about the Pradhan Mantri Jeevan Jyoti Bima Yojana and how you can take advantage of its benefits, please.
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Contents
Pradhanmantri Jeevan Jyoti Bima Yojana 2024
A life insurance programme called Pradhan Mantri Jeevan Jyoti Bima was introduced by the Indian Central Government to aid in the development of the nation’s impoverished. The recipient of this scheme must pay an annual premium of Rs 436. You will need to spend approximately Rs 40 if we discuss monthly expenses. You receive accidental coverage for Rs. 2 lakh in exchange. Life Insurance Corporation and the Central Government have a contract in place for this. The premium payment is automatically deducted by the account holders from their savings bank account on May 31st of each year. This life insurance only lasts for a year, and you have to renew it annually.
The Pradhan Mantri Jeevan Jyoti Bima Yojana runs from June 1 to June 31, inclusive. The nominee is only entitled to receive Rs 2 lakh in the event of an accident-related sudden death. Anyone can download the application form from the internet and take advantage of the benefits of this scheme. Following that, you can apply for it and fill it out to deposit in your bank.
Information about Pradhan Mantri Jeevan Jyoti Bima Yojana 2024
| Name of Scheme | Pradhanmantri Jeevan Jyoti Bima Yojana |
| was started | by central government |
| Launch of the scheme | 9 May 2015 |
| Beneficiary | citizens of India |
| Objective | Providing financial security to the family in case of sudden death in an accident |
| Accidental Insurance Sum | 2 lakh rupees |
| Application Process | Online |
| official website | https://jansuraksha.gov.in/ |
An annual premium of Rs 436 is required if you wish to purchase Pradhan Mantri Jeevan Jyoti Bima Yojana during the months of June, July, and August. A premium of Rs 342 will also be charged if you join in September, October, or November. In contrast, if you sign up for the programme in December, January, or February, a premium of Rs 228 would be required. Lastly, there will only be a Rs 114 premium if you enlist in March, April, or May.
Benefits and features of Pradhan Mantri Jeevan Jyoti Bima Yojana
- The minimum and long time to buy Pradhan Mantri Jeevan Jyoti Yojana need to be 18 and 50, respectively.
- This scheme’s maturity age is 55 years old.
- This programme has to be renewed annually.
- The Pradhan Mantri Jeevan Jyoti Bima Yojana is open for enrollment from June 1 to may additionally 31.
- It takes forty-five days from the date of enrollment to publish a declaration; after that point, it may be submitted.
- Any citizen in the country between the a while of 18 and 50 is eligible to take part in this programme and get rewards.
- The PM Jeevan Jyoti Bima Scheme may be renewed annually by the policyholder’s family upon their passing. The member of this scheme will receive a ₹200,000 life insurance policy in exchange for an annual premium of ₹303.
- The applicant must submit an application under this programme in order to be eligible for the benefits of the Pradhan Mantri Jeevan Jyoti Bima Yojana.
- Throughout the annual coverage term, the Pradhan Mantri Jeevan Jyoti Bima Yojana requires the annual premium to be paid by May 31st of each year.
- You will need to renew your insurance and pay the whole annual premium in one lump sum if you don’t deposit it by May 31st.
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Termination under PM Jeevan Jyoti Bima Yojana
- after being fifty-five.
- · inside the event that your bank account is closed.
- · within the event that the bank account no longer incorporates the premium quantity.
- · Advantages from one insurance issuer can best be received by using one person beneath the Pradhan Mantri Jeevan Jyoti Bima Yojana.
Status of termination of Pradhan Mantri Jeevan Jyoti Bima Yojana
- Your plan will expire if your account with the Bank is closed under this scheme.
- Your plan will expire if there is no premium amount in your bank account.
- Your plan will expire if you are older than 55.
- Mantri Pradhan Jeevan Bima Jyoti An applicant for the Yojana may only accept it once from one bank or insurance firm.
Eligibility for Pradhan Mantri Jeevan Jyoti Bima Yojana
- Indian citizenship is required in order to be eligible for the Pradhan Mantri Jeevan Jyoti Bima Yojana benefits.
- For this scheme, an applicant must be between the ages of 18 and 50.
- The advantages of this insurance plan will be available to all classes of citizens.
- An Aadhaar card must be linked to a participating bank account in order for the applicant to receive the advantages of the policy.
Documents required for PMJJBY
It is required of you to have a savings account in any bank in order to participate in the PM Jeevan Jyoti Bima Yojana Policy. You won’t need to submit any more paperwork if you already have a savings account. The application form must be signed in order to submit it. In addition, you might need the following records.
- Aadhar card
- PAN card
- bank passbook
- mobile number
- passport size photo
How to download Pradhan Mantri Jeevan Jyoti Bima Yojana Application Form or Claim Form?
- Go to the general public safety internet site to get the PMJJBY declaration form first.
- Following that, you’ll be able to see the internet site’s fundamental web page.
- Clicking on the paperwork option on the house web page is essential.
- Three picks will show up in front of you the moment you click on them. safety coverage plan, atal 401-k, and Jeevan Jyoti insurance plan.
- It is necessary to click on the Pradhan Mantri option. Jeevan Jyoti bima yojana.
- After then, a new page will appear to you. The Application Form and the Claim Form are the two options that are visible to you.
- You will see the opportunity to download the PMJJBY Application Form in various languages when you click on the first option, Application Form. Depending on your needs, you can choose the language.
- A claim form is provided in the second choice, and clicking on it will allow you to download it in any language.
- You need to select the download option after choosing a language.
- Downloading the Jeevan Jyoti Insurance Scheme application or claim form is possible with this method.
Contact Details
We have provided you with all the information about the Pradhan Mantri Jeevan Jyoti Bima Yojana through this post. You can call the helpdesk number if you run into any issues.
- Helpline number 18001801111/1800110001
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Faq’s for Pradhan Mantri Jeevan Jyoti Bima Yojana
Q. When will you get the benefit of Pradhanmantri Jeevan Jyoti Bima Yojana?
Ans: Advantages of the Jyoti Bima Yojana, PM Jeevan: In the event that the insured person passes away, the family would receive Rs 2 lakh in financial security.
Q. Who can apply for Pradhan Mantri Jeevan Jyoti Bima Yojana?
Ans: Any Indian citizen who is between the ages of 18 and 50 is eligible to apply for the Jeevan Jyoti Bima Yojana.
@MAN