Pradhan Mantri Awas Yojana Urban 2024: Online Apply, Status & Eligibility Check

Deen Dayal Upadhyaya Grameen Kaushalya: YojanaPrimarily aimed at providing housing for the MIG and EWS/LIG classes, the Indian government launched the Pradhan Mantri Awas Yojana – Housing for All (Urban) in 2015. This program is often referred to as PMAY-Urban or PMAY HFA. A home for the Economically Weaker Section (EWS) may have up to 30 square metres of carpet space, under PMAY Urban guidelines; however, States and Union Territories (UTs) may alter this limit in cooperation with the Ministry as well. The Pradhan Mantri Awas Yojana Urban highlights, objectives, features, eligibility requirements, and eligibility for EWS, LIG, MIG I, and MIG II are all included in the complete material that can be found HERE. Steps to Check the PMAY Application, Guidelines, and How to Apply for PMAY Urban

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PMAY Urban 2024

Urban areas are the focus of the Pradhan Mantri Awas Yojana Urban (PMAYU) program, which aims to provide “Housing for All.” Both the federal government and local governments will contribute to the implementation of the PMAY Urban program in the State/Union Territories of India. 1.) The government will subsidize the interest rate by 6.5% for the Economically Weaker Section (EWS) and the Low Income Group (LIG). 2.) on home loans acquired by qualified beneficiaries for a length of 20 years under the Credit Linked Serviced Scheme (CLSS), 2.) 4% for Middle Income Group (MIG-I) and 3. 3% for Middle Income Group (MIG-II).
The PMAY Urban Scheme requires that ground floors be allocated with elderly or differently-abled people and environmentally friendly development practices in mind. Pradhan Mantri

Pradhan Mantri Awas Yojana Urban Details in Highlights

Name	PMAY Urban
Full Form	Pradhan Mantri Awas Yojana Urban
Objective	providing homes to the MIG and EWS/LIG groups
Benefits	Housing benefits to people living in urban areas
Official Website	https://pmaymis.gov.in/

PMAY Urban Objective

The following are some of the main goals of PMAY Urban, also known as the Pradhan Mantri Awas Yojana:

• Housing for all is the goal of the Indian government’s Pradhan Mantri Awas Yojana-Urban program.
• To close the gap between the supply and demand of housing as it stands now
• Through the Credit Linked Subsidy Scheme (CLSS), the less fortunate segments of society might be encouraged to purchase affordable property.
• To allow private developers to build pucca homes for the slum’s residents
  • To give eligible families financial assistance so they can build homes

Features of PMAY Urban

The following are some of the PMAY Urban’s salient characteristics:

• Relying on their profits degree, beneficiaries might receive a 6. five hobby rate subsidy on housing loans.
• Floor-floor motels could be given desire to senior individuals and people with disabilities.
• You can get a loan to build a residence or to buy a present one.
• A loan’s last term is two decades.
• Sustainable and environmentally friendly technologies will be used for the homes.
• Fundamental utilities along with gasoline, strength and water hookups can also be supplied.

Eligibility Criteria for PMAY Urban

The following eligibility requirements must be met by applicants for PMAY Urban:

• You are not allowed to own a residence anywhere in the nation.
• You have never before benefited from any other program’s housing aid
• If you apply as a married couple or joint owner, the grant will be given as one.

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Eligibility for EWS, LIG, MIG I, & MIG II under Pradhan Mantri Awas Yojana Urban

• Economically Weaker Section (EWS): The term “economically weaker section” (EWS) refers to a group of people whose family income is Rs. 3 lakh or less. Nonetheless, you have to provide the required paperwork to apply for benefits under the EWS category. A maximum of thirty square meters of carpet may be used.
• Low Income Group (LIG): Individuals falling into the Low Income Group (LIG) are those whose family’s monthly income falls between Rs. 3 lakh and Rs. 6 lakh. You must provide an income certificate or other documentation of your income to be eligible for the benefits. Under the PMAY Urban Scheme, the maximum carpet area allowed in this category is 60 square meters.
• The ones inside the mid-income organization (mig) i are individuals who earn much less than rs 12 lakh yearly. you could observe for a mortgage of up to Rs. 9 lakh to buy or assemble a residence measuring one hundred sixty square meters.
• Mid-Income Group (MIG) II: Under the PMAY Urban Scheme, you can apply for a house if your annual household income is between Rs. 12 lakh and Rs. 18 lakh. A housing loan of up to Rs 12 lakh is available for properties with a maximum square footage of 200 square meters.

PMAY Urban Guidelines

The following are PMAY Urban requirements:

• The husband and wife, along with any unmarried sons or daughters, make up the beneficiary family.
• Recipients ought not to have taken use of any other government housing program assistance
• In any part of the Indian subcontinent, no family member may own a pucca house registered in their name.
• Regardless of their marital status, an adult household member will be classified as a separate household if they do not own a pucca house in any part of India.
• It is legal for married couples to own one house, either together or separately.
• Aadhaar numbers for family members must be provided while applying for a loan.

Steps to Apply for PMAY Urban Scheme Online

The user must take the actions listed below to apply online for the PMAY Urban Scheme:

• First off, visit Pmay City’s reputable internet site at https://pmaymis.gov.in/.
• The internet site’s home web page will appear on the screen.

• Get admission to the respectable website by logging in.
• Choose the slum dwellers or benefits underneath 3 components alternative underneath citizen assessment now.
• Subsequently, offer the call and your Aadhaar variety.
• After that, the system will confirm your Aadhar info.
• Now, complete the shape with all of the vital information.
• Subsequently, enter the captcha code.
• Lastly, to complete the utility technique, click the post button.

Steps to Check the PMAY Application Status

The user must take the actions listed below to check the status of their PMAY application:

• First, go to https://pmaymis.gov.in/ to access PMAY Urban’s official website. Then,
• select Track your Assessment Status under the Citizen Assessment section.
• There are two ways to verify the status when a new page opens on the screen, namely:
• By Application/Assessment ID
• By Application/Assessment ID
• by providing your registered mobile number, father’s name, and name.
• Choose an option and fill in the relevant information.
• When you finally press the Search button, the status will appear on the screen.

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FAQ’s

Q: Is Pradhan Mantri Awas Yojana Urban still available?

Ans: The Union Cabinet authorized in August 2022 to extend PMAY-U to December 31, 2024, encompassing all verticals—aside from CLSS—to complete residences that had previously received approval by March 31, 2022. Basic utilities like a kitchen, bathroom, water supply, and power are provided in every PMAY-U home.

Q: Who is eligible for PMAY Urban?

Ans: Any household may apply if their annual income falls between INR 3 lakh and INR 18 lakhs. Neither the applicant nor any other family member should own a pucca house anywhere in the nation. A previously built building is not eligible for the PMAY scheme benefits.

Q: Can I apply for PMAY subsidy now?

Ans: The program is still in effect as of March 31, 2021, for MIG segments and till March 31, 2022, for EWS/LIG segments. Your house loan should have been approved on or after January 1, 2017.

Q: How much amount is given in Pradhan Mantri Awas Yojana?

Ans: Families would receive central support under this mission for Rs 1.50 lakh to build new homes or renovate their current ones.

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