Pradhan Mantri Awas Yojana Odisha 2024: Benefits Eligibility, Apply Online and Complete Information

Pradhan Mantri Awas Yojana Odisha: The goal of the Indian government’s Pradhan Mantri Awas Yojana is to provide affordable homes to all social classes. This programme has always promoted the development of reasonably priced housing in all of India’s states, giving first-time homebuyers additional options. Similar to other similar initiatives, the Pradhan Mantri Awas Yojana in Odisha has already made it possible to build over 14.5 lakh dwellings in rural regions as part of its attempts to reduce homelessness.

However, the state government of Odisha’s goal does not stop there. It also wants to finish building 49,142 more housing units for urban beneficiaries. The government acknowledges that the growing costs of real estate in well-known localities like Patrapada, Raghunathpur, and Kalinga Nagar prevent middle-class and lower-class individuals from purchasing domestic property. Owing to PMAY, the Odisha government is able to assist all city dwellers in realising their aspiration of becoming homeowners. PMAY helps you in a lot of ways as an Odisha homebuyer. Most notably, depending on your salary and financial situation, you can take advantage of the CLSS (Credit Linked Subsidy Scheme) and receive interest subsidies on your house loan. Nevertheless, in order to be eligible for PMAY payments, you must fulfil a number of requirements and be familiar with the application procedure.

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Key features of PM Awas Yojana Odisha

The following are the main attributes of PMAY Odisha:

• Under this policy, the maximum interest subsidy that you can receive is 6.50%, or Rs. 2.67 lakh.
• As a beneficiary of the Low Income Group and the Economically Weaker Section, the maximum carpet area you can purchase through PMAY is 60 square metres.
• As a beneficiary of Middle-income Group I and II, you are able to purchase the maximum carpet area through PMAY, which is 160 and 200 square metres, respectively.
• The apartments built under PMAY Odisha are built with sustainable technologies and feature eco-friendly amenities.
• For ground-floor houses, preference is given to elderly and disabled beneficiaries.

How to check the Pradhan Mantri Awas Yojana Odisha list

Here are the procedures you need to do to find out if you are included in the 2019 Pradhan Mantri Awas Yojana Odisha list.

• Check out the PMAY website in its entirety.
• Select the “Search Beneficiary” menu item.
• After entering your Aadhaar number, select “Show.”
• The next page will generate a list of details. Should you be selected as a recipient, your details shall be highlighted on the webpage.

Know the all aspects of PMAY Odisha

Eligibility criteria and documents required to avail PMAY in Odisha

You must first meet the requirements in order to take advantage of this project in Odisha. These are the categories for which, according to your yearly income, you may qualify.

• EWS segment: Your annual household income must not exceed Rs. 3 lakh.
• LIG segment: The annual income of your household should fall between Rs. 3 and 6 lakh.
• MIG 1 segment: Your annual household income should fall between Rs. 6 and 12 lakh.
• MIG 2 segment: Your annual household income should fall between Rs. 12 and 18 lakh.

These are the additional PMAY eligibility requirements that you must meet in order to be eligible for benefits; this is the first step in the process.

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• It is required that neither you nor your family have previously received financial aid from any other government housing programme.
• In any part of India, you or your family should not own a pucca house.
• The policy provides that women and underprivileged groups in society would be given priority. This programme encourages women in the LIG/EWS and rural sectors to become required homeowners. It seeks to improve the standing of widows, single women, SC/ST communities, and transgender people in society in this way.

Salaried individuals

• Identity proof: While PAN cards are necessary, other accepted forms of identification include driver’s licenses, passports, Aadhaar cards, and voter IDs.
• Address proof: Acceptable forms of identification include voter identification, Aadhaar cards, the most recent utility bills, property tax receipts, and stamped copies of rental agreements.
• Documentation proving income: It is necessary to have pay stubs, bank statements, and ITR reports.
• Copy of the property documentation, the sale agreement, the allotment letter, and the receipts for payments made to the developer are among the items that fall under this category.
• Documents not specifically related to loans that are now outstanding and their repayment histories.

Self-employed individuals

• Identity proof: Although a PAN card is required, you can also present a passport, voter ID, driver’s licence, or Aadhaar card.
• Valid address proofs include voter identification, Aadhaar cards, the most recent utility bills, property tax receipts, and rent agreements on official documents.
• A business entity’s address evidence can be an establishment certificate, SSI registration certificate, or trade licence certificate.
• Evidence of income: ITR reports, a balance sheet for profits and losses certified by a CPA, and the account statements of the business organisation are required papers. Property documents: These consist of copies of the property’s legal documentation, a sales agreement, an allocation letter, and payment receipts from the developer.
• Miscellaneous documents: Partnership deed, MOA, and records of past loan repayments related to the present debts.

The process to apply for Pradhan Mantri Awas Yojana, Odisha

You can apply for PMAY Odisha by following these easy steps once you have confirmed your eligibility for the programme based on your income category and other conditions.

• Open the PMAY official website.
• Choose “Benefit under other 3 components” when you hover over “Citizen Assessment.”
• Put in your name and Aadhaar number.
• Following that, a form will appear on the screen. Provide correct details in it.
• After completing the form, be sure to check it over and scroll to the bottom of the page to enter the captcha code for verification.
• After checking the box, click “save” to finish your application.

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FAQs

Q In Odisha, how can I view my PMAY list?
Ans: Check your name in the PMAY Gramin List 2024 or PMAY List as follows if you have registered under PMAY Gramin 2024: Visit PM Awas Yojana – Gramin’s official webpage at https://pmayg.nic.in. Select ‘Stakeholders’ from the top navigation bar. Next, choose “PMAYG/Indira Awas Yojana (IAY) Beneficiary.”

Q. How can I apply for a subsidy of 2.67 lakh?
Ans: Earnings Chart: If your yearly income is between ₹6 lakh and ₹12 lakh, you should be classified as either Middle Income Group I (MIG I) or Middle Income Group II (MIG II).

Q. Can we apply online for the PM Awas Yojana?
Ans: To take advantage of the PM housing scheme’s benefits, you can apply online or offline for the Pradhan Mantri Awas Yojana application form 2024. The official Pradhan Mantri Awas Yojana website, https://pmaymis.gov.in/, is where you may submit an online application.

@MAN