PMRY Scheme, युवा उद्यमिता को बढ़ावा देने के लिए 2 नए दिशानिर्देशों की घोषणा, जानें क्या है नया अपडेट

PMRY Scheme, The imperative authorities released the Pradhan Mantri Rojgar Yojana. As I’ve already told you all, the enormous unemployment rate of today is the reason this program was made available. Now, if an unemployed person can return the loan, the government will lend money to them so they can start their own businesses. As such, this scheme will benefit every single one of you. Now that the Pradhan Mantri Rojgar Yojana has been implemented, you can get a mortgage to free up your own employer. You have all the information you need right here to apply for a mortgage and have it approved.

The government provides loans to all unemployed individuals, regardless of gender, who wish to launch their own businesses but lack capital. What procedures must one follow in order to apply for and be granted this loan? You’re going to learn the whole truth today. With the new online application process, obtaining a loan will be simple. Peruse this piece from start to finish.

What is the PMRY Scheme?

The federal government has launched employment-related initiatives in light of the high unemployment rate. In 2019, the Pradhan Mantri Rojgar Yojana was declared. Loans up to Rs. 2 lakh would be provided to candidates at a reasonable interest rate. Additionally, a dedicated website has been made available for you to use if you would want to submit an application online. The government will provide you with training for work after you apply. Reservations are also provided for women who belong to the SC/ST categories under the scheme.

Any student, widow, or disabled person who wishes to apply may do so; if they are between the ages of 18 and 35, they will be granted a 10-year extension. You must apply online, and once you do, you will be eligible for benefits under the Pradhan Mantri Rojgar Yojana.

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Overview of PM Rozgar Yojana

Name of the Scheme	Pradhan Mantri Rozgar Yojana (PMRY 2024)
Launched	By PM Narendra Modi ji
Year	2024
Benefits	Loan to start business
Beneficiaries	All educated unemployed youth of the country
Objective	Providing loans at low interest rates
Application Process	Online registration
Category	Central Government Schemes
Official Website	https://pmrpy.gov.in/

What is the objective of Pradhan Mantri Rojgar Yojana?

Friend, if you’re also curious about the goal of the Pradhan Mantri Rojgar Yojana, let me explain. As you are all aware, the unemployment rate is rising quickly these days. In order to combat this, the government launched this program, which allows unemployed youth to work for themselves. If they lack the funds to do so, they can also launch a business by applying for a government loan.

Documents required for application

You need to have a few necessary documents in order to apply. All of the paperwork that you need is provided here.

• Aadhar Card
• Ration Card
• Caste Certificate
• Income Certificate
• Age Certificate
• Permanent Residence Certificate
• Complete Employment Details
• Educational Certificate
• Mobile Number
• Passport Size Photo
• Disability Certificate (if applicable)
• Ex-Serviceman Certificate

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Eligibility Required for PMRY

• Only applicants who are capable of manual labour are eligible to apply for the program.
• Your monthly income from all sources must be greater than $40,000 if you also wish to launch your own company.
• A reputable institution should have provided your training.
• It is recommended that you have lived in the area where your business will be launched for a minimum of three years.
• This states that you must be between the ages of 15 and 35, yet some people are exempt.
• You will not be able to apply if you have already taken out a bank loan.
• The candidate must be an eighth graduate. Should your educational background fall below this threshold, you will not be eligible to receive the benefits of the program.
• The application will be accepted if the candidate already holds a job or is employed by the government.

What are the benefits you get from Pradhan Mantri Rojgar Yojana

• Applicants who wish to launch their own company must first submit an application.
• Applicants for the program will initially get training while working.
• A maximum of two lakh will be granted to small businesses.
• Small businesses would be eligible for loans of up to Rs 5 lakh.
• A total loan of up to 10 lakh rupees would be granted under the scheme.
• This plan will help a lot of jobless people find work.
• You have seven years to pay back the loan.
• The applicant shouldn’t in any manner be in default on a loan.
• Under the loan, you will receive a 15–20 per cent subsidy.

Interest Rate in PMRY Scheme

An interest rate has been set for those who wish to take out loans under the Pradhan Mantri Rojgar Yojana. Specifically, you will be required to pay 15% interest on loans above Rs. 1 lakh and 12% interest on loans up to Rs. 25,000. As stated in the material above, you are able to obtain it from any bank.

Percentage of reservations given to reserved categories

Category	Percentage of reservation
Scheduled Caste/Tribe (SC/ST)	22.5%
OBC Category (OBC)	27%

How to apply for the Prime Minister Employment Scheme?

How do you currently apply for the Pradhan Mantri Rojgar Yojana? You may apply and begin working with ease because all the information you need to apply is provided here.

• Candidates should first visit the Pradhan Mantri Rojgar Yojana’s official website.
• Following that, the website’s main page will appear on your screen. In the house, you will find the PMRY application form link. This link must be clicked.
• Your screen will open with the application form as soon as you click on the link.
• This form must be downloaded and printed.
• You must complete the form with all of the information after printing it.
• This requires you to attach all of the paperwork, and then place them in the bank closest to you.
• The bank officer will determine it beforehand, and your loan application process will then be finished.

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How to do an official login?

• Initially, applicants ought to check out the reliable internet site.
• The internet site’s major web page will now load in front of you.
• Click on the official login option that looks on the house page.
• A brand new web page will now appear with the login shape in front of you.
• To sign up, you must fill out the shape together with your username and password.
• Your formal login system is now complete.

Faq’s

Q. Can company owners who already have a business apply for the PMRY scheme?

Ans: No. Loans under the Pradhan Mantri Rozgar Yojana are not available to entrepreneurs who already have a firm.

Q. Does obtaining a PMRY loan require the borrower to pay any fees?

Ans: The approximately ₹1500 cost of training may be borne by you.

Q. Is enrolment in the PMRY training course required?

Ans: Each chosen applicant must complete a 15–20 day training program. It is necessary to present the certificate of training program completion.

@PAY