PM Mudra Yojana: Mantri Pradhan Shri Narendra Modi, our nation’s prime minister, launched the Mudra Loan Yojana. If any citizen wishes to launch his small enterprise, the PM Mudra Loan Yojana offers loans totalling ₹ 1000000 to the nation’s residents. By applying under the Mudra Yojana, you can easily acquire a loan of up to ₹ 1000000 if you have money or wish to expand your business. We will explain the application procedure for this scheme and the necessary paperwork in this article. You are asked to read this article through to the end to obtain all the information relating to the plan, including what it is, how to qualify for it, its benefits, and other details.
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Contents
There’s excellent news for jobless inhabitants of the nation who wish to expand their businesses but haven’t been able to establish any yet because of financial constraints. Under the PM Mudra Loan Scheme, the government would now lend them up to Rs 10 lakh. There will be a loan. which will be sent straight to the recipient’s bank account. However, they must apply for the PM Mudra Loan Scheme to do this.
The loan obtained under the PM Mudra Loan Yojana can be used to launch a new venture or to grow an existing one. The residents of the nation who are still without a job as a result of their inability to get one will find great benefits from this programme. They can use this programme to get a loan so they can launch their firm. We will provide you with more details about it later on.
Financial year | PMMY loans sanctioned (in million) | Amount sanctioned (in Rs crore) | Amount disbursed (in Rs crore) |
2021-22 | 53.7 | 3,39,110 | 3,31,402 |
2020-21 | 50.7 | 3,21,759 | 3,11,754 |
2019-20 | 62.2 | 3,37,495 | 3,29,715 |
2018-19 | 59.8 | 3,21,723 | 3,11,811 |
2017-18 | 48.1 | 2,53,677 | 2,46,437 |
Name of Scheme | Prime Minister Mudra Loan Scheme |
started by | By Prime Minister Narendra Modi |
Beneficiary | people of the country |
Objective | provide loan |
Official Website | https://www.mudra.org.in/ |
The primary goal of this programme is to assist the numerous individuals in the nation who desire to launch their own businesses but are unable to do so because of financial constraints. The Pradhan Mantri Mudra Loan Scheme was launched by the Central Government specifically for these individuals. Beneficiaries may take up a Mudra loan before 2024 to launch their own small business. And giving loans to people in a very simple way under this arrangement. By the Pradhanmantri Mudra Loan Scheme 2024, the nation’s citizens will have their goals fulfilled and will have the ability to fend for themselves.
This programme offers three different kinds of loans.
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Q: What is the maximum limit of Mudra Yojana?
Ans: Mantri Pradhan Under the Government of India’s Mudra Yojana initiative, small borrowers can obtain loans up to Rs. 10 lakh for non-farm revenue-generating enterprises from banks, MFIs, and NBFCs. Banks under the Micro Small Enterprises programme often offer loans up to ~ 10 lakh without the need for collateral.
Q: What is the PM loan scheme 2024?
Ans: There are three categories under the PMMY loan scheme: Tarun, Kishor, and Shishu. Loan amount: PM MUDRA 50000 rs (2024) (Shishu category) This indicates that you can obtain a loan of this kind for as little as ₹50,000. This loan is intended for those who own small enterprises or are considering launching a new venture.
Q: How many types of MUDRA Yojana are there?
Ans: Depending on the loan amount, Mudra loans come in three different forms: Shishu: Up to Rs. 50,000 in loans approved under the PMMY programme. Kishore: Loans up to Rs. 5 lakhs that are approved under the PMMY programme. Tarun: Up to Rs. 10 lakh in loans approved under the PMMY scheme.
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