Pik Vima Yojana: When it comes to agricultural productivity, Maharashtra is among the top states. The state’s principal crops are oilseeds, rice, cotton, sugarcane, Jowar, gramme, lentils, and turmeric, among others. Therefore, the primary responsibility of the state government is to work and implement programmes that benefit the state’s farmers. Among these programmes is PIK Vima Yojana. The Shetkari Nuksan Bharpai Scheme is a crop insurance programme designed to assist farmers in the event that crop loss occurs due to unforeseen circumstances. We have outlined every significant facet of the Maharashtra PIK Vima Yojana in the text that follows. Through this post, we will go over the goals, advantages, online registration process, and other important details of the programme.
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The Maharashtra government’s initiative, PIK Vima Yojana, also known as PIK Nuksan Bharpai Yojana, aims to assist the state’s food farmers. The recipients will receive their insurance payout and be guaranteed a stable income during hard times. There are a number of potential causes for crop loss, including pest infestations, crop diseases, and natural disasters. The Maharashtra government’s Department of Agriculture oversees the program’s efficient execution throughout the state. Reaching every farmer in the state is another goal of the Department.
With the same goals as the PIK Nuskan Bharpai Yojana for the state of Maharashtra, the central government offers the Pradhan Mantri Fasal Bima Yojana for country farmers. The Hon. Prime Minister announced the plan. Through the programme, he also presented the many technology-based agriculture techniques.
Article Category | Maharashtra Govt. Scheme |
Scheme Name | PIK Vima Yojana/ PIK Nuksan Bharpai Yojana |
State | Maharashtra |
Higher Authority | Govt. of Maharashtra |
State Department | Department of Agriculture |
Beneficiaries | Maharashtra state Farmers |
Objective | To provide financial assistance to the farmers during crop failure crisis |
Official Website | krishi.maharashtra.gov.in |
Targeting farmers throughout the state, the PIK Vima Yojana aims to support them throughout their challenging periods of crop failure. Unexpected events like hailstorms, unusually high rainfall, droughts, pest attacks, or crop diseases could result in a significant loss of cultivated crops. Both the state and the farmers will suffer significant financial losses if this takes place. The programme offers assistance in these severe and hard circumstances. As a result, the impacted farmers won’t be destroyed and will still have a source of income. Additionally, the programme helps farmers develop and become knowledgeable about cutting-edge agricultural techniques. The state’s agriculture industry is thriving as a result.
Every farmer in the state of Maharashtra is eligible to receive benefits under the PIK Nukshan Bharpai, also known as the Vima Yojana. A few of the prerequisites that applicants must meet to be considered are stated below.
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When applying for an insurance plan, you must have the following paperwork:
Both online and offline applications are accepted for the PIK Nuksan Bharpai Yojana. You must visit the District office if you would want to apply offline. But in order to use the online approach, you must go to Krishi Maharashtra’s website. Create an account on the website and apply for the same by filling out an online PIK Nuksan Bharpai form. Following the application form’s successful submission, the authorities will check and take the appropriate action. Only the beneficiaries on the chosen list under the PIK Vima Yojana are eligible to receive the plan benefits.
You must do the easy actions listed below in order to view the scheme’s beneficiary list:
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Q. What is the shortfall in crop insurance?
Ans: The difference between the guaranteed yield and the actual production for the current season is known as the yield shortfall, and it is calculated for each crop individually. By expressing the shortage as a percentage of guaranteed Yield, the shortfall percentage is found. The claim is then calculated by multiplying the shortfall percentage by the total insured.
Q. What are the important points of PM Fasal Bima Yojana?
As: Farmers will be required to pay a consistent premium of just 2% for all Kharif crops and 1.5% for all Rabi crops. For annual crops grown for commercial or horticultural purposes, farmers will only be required to pay a 5% premium.
Q. What is the risk coverage of PMFBY?
Ans: These consist of natural occurrences including lightning, storms, hail, and cyclones. Aside from pest infestations, other localised disasters mentioned are weather-related anomalies including excess or insufficient rainfall, temperature, humidity, frost, wind speed, etc.
Q. Why do we need crop insurance?
Ans: The loss or damage to crops that are growing as a result of several reasons, such as hail, drought, frost, flooding, and disease, is covered by crop insurance. The growers receive protection in a manner similar to that of other insurance by paying a premium.
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