Mo Ghara Yojana
Mo Ghara Yojana: The Mo Ghara Scheme was introduced by the Naveen Patnaik government on May 29. Its goal is to help those who don’t have enough money to build or fix their homes by offering credit-linked financial assistance. For those who are less fortunate in terms of money and social standing, this is a huge relief. Since the BJD’s fifth term has now lasted four years, the Odisha government recently approved eighteen significant initiatives, among them the Mo Ghara plan. Discover in-depth details about Mo Ghara Yojana Odisha by reading the material below, which includes highlights, aims, features and advantages, eligibility requirements, necessary documents, the application process, and more.
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Contents
The programme, which goes into effect at the end of Mr Patnaik’s fifth term, will help all families who have turned away from current housing programmes because of stringent eligibility requirements or a lack of funding, as well as those who had previously received a small amount of housing assistance and are now looking to expand or upgrade their homes. The state cabinet, led by the Chief Minister of Odisha, approved the credit-linked housing scheme, which is fully funded by the state budget. Loan applications will be accepted beginning on June 15, 2023. The Odisha Cabinet, led by Chief Minister Naveen Patnaik, accepted eighteen proposals on Monday, including the new “Mo Ghar” plan.
The cabinet meeting that resulted in the decision was chaired by Chief Minister Naveen Patnaik. Within a week following a cabinet shuffle that saw three ministers leave the Odisha Council of Ministers, the state government of Odisha approved eighteen proposals to establish a new housing scheme, Mo Ghara (Government Housing Assistance in Rural Areas), ahead of the 2024 elections. The new ministers were ordained. Under the “Mo Ghar” programme at the Panchayati Raj and Drinking Water Department, the state government will provide funding to lower-class and lower-middle-class households in rural areas so they can realise their dreams.
Name of Scheme | Mo Ghara Yojana |
Launched by | by Naveen Patnaik Government |
Year | 2024 |
beneficiaries | To provide financial assistance to lower middle-class citizens of Odisha. |
application procedure | to be released soon |
Objective | Financial assistance will be provided to lower middle-class citizens of Odisha |
benefits | Financial assistance will be provided to lower middle class citizens of Odisha |
Social class | Odisha government schemes |
official website | to be launched soon |
In order to help low- and lower-middle-income rural Odisha families fulfil their housing goals, the State Cabinet approved the Mo Ghara housing programme. All families who were turned away from existing housing programmes because of stringent eligibility rules or inadequate financing will be included in the programme.
loan amount | subsidy provided |
1 Lakh | 30,000 Rupees |
1.5 Lakh | 45,000 Rupees |
2 Lakh | 60,000 Rupees |
3 Lakh | 60,000 Rupees |
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The following are some of the crucial documents needed for Mo Ghara Yojana Odisha:
The steps listed below must be followed by applicants to apply for Mo Ghara Yojana Odisha.
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Q: What is Mo Ghar Yojana?
Ans: The Odisha state government created the Mo Chara Yojana housing initiative. This program is ideal for anyone looking to purchase a new house or renovate an existing one.
Q: What advantages does this plan offer?
Ans: A beneficiary of this scheme will be eligible for a loan of up to Rs 3 lakh. Additionally, they have up to ten years to return it. They are also able to apply for a loan with no down payment.
Q: To whom is this scheme open?
Ans: The applicant must live permanently in Odisha. The aspirant ought to reside in a kutcha house rather than a pucca house in Odisha. Candidates have to be classified as EWS. The candidate’s household should make less than Rs. 25,000 a month.
Q: Can I view the beneficiary list on the Internet?
Ans: Yes, it is simple to access the beneficiary list online by logging into the government-provided web page. Once you enter your user ID, your name will appear in the list.
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