Calculator Atal Pension Yojana 2024: Contribution, What is APY Calculator and All Information

Calculator Atal Pension Yojana: A 401-k plan referred to as the atal pension yojana was unveiled inside the union budget for 2015–2016, with an emphasis on those working within the unorganised zone. there is no pension benefit associated with this association, and it is also to be had to the personal area.

An individual worker is eligible to get hold of a pension of rs. 1,000, 2,000, four,000, or 5,000 at age 60. the amount of this pension is determined via their scheme contributions as well as the age at after they started contributing to theScheme. further, if the account holder passes away, the partner may also acquire this pension. the pension monies regulatory authority of india is responsible for managing the monies which are amassed underneath the atal plan.

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What is APY Calculator, and How Does it Help You?

You can use the APY Calculator to find out the actual interest you will receive on your pension plan investment. You can use the Atal Pension Yojana Calculator to figure out how much pension you want to get and when you should apply for this programme. Additionally, the calculator provides you with an instant response regarding the amount of interest you would have received on the pension for your convenience. Moreover, the APY calculator can assist you in avoiding errors. Employees in the public and private sectors can thereby benefit from this software.

The APY Calculator can help you in the following ways:

• The instantaneous estimation of the final result.
• The ideal time to invest.
• To help you determine whether the pension plan is in line with your financial objectives.

Atal Pension Yojana Contribution Calculator

How much do I have to pay? is the main query that comes to us when we learn about the Atal Pension Yojana Scheme.

Your contribution depends on two factors.

• The desired pension amount that you wish to receive.
• how old you are when you apply for this programme.

Your monthly premium will be significantly lower if you sign up before the age of 18. This is due to the fact that you must pay into the plan for 42 years prior to beginning to receive your pension. As you only have 21 years left to pay to the system, your premium will be much higher if you join at age 40. At the age of 18, the lowest contribution for a Rs. 1,000 pension is Rs. 42. If you want to get the Rs. 5,000 pension, the highest monthly premium of Rs. 1,454 would be paid at age 40.

Atal Pension Yojana Calculation Tables

The monthly contribution amounts for the Atal Pension Yojana are displayed in the tables below, according to the selected pension amount and entry age. Please take note that these are preliminary figures that could change. Your monthly premium will be based on how many years you have contributed. Your premium will be significantly reduced if you join at a young age. Both the subscriber and their spouse are eligible for the pension.

Calculation for an Atal Pension Yojana of Rs.1000

The amount that would be deducted from your bank account if you choose to receive a monthly pension of Rs. 1,000 will vary between Rs. 42 to Rs. 264. The Atal Pension Yojana Scheme would pay your nominee up to Rs. 1.7 lakh in the event of your death.

Entry Age	Years of Contribution	Monthly Contribution	Return to the nominee
18 yrs	42 yrs	Rs.42	Rs.1.7 lakh
19 yrs	41 yrs	Rs.46	Rs.1.7 lakh
20 yrs	40 yrs	Rs.50	Rs.1.7 lakh
21 yrs	39 yrs	Rs.54	Rs.1.7 lakh
22 yrs	38 yrs	Rs.59	Rs.1.7 lakh
23 yrs	37 yrs	Rs.64	Rs.1.7 lakh
24 yrs	36 yrs	Rs.70	Rs.1.7 lakh
25 yrs	35 yrs	Rs.76	Rs.1.7 lakh
26 yrs	34 yrs	Rs.82	Rs.1.7 lakh
27 yrs	33 yrs	Rs.90	Rs.1.7 lakh
28 yrs	32 yrs	Rs.97	Rs.1.7 lakh
29 yrs	31 yrs	Rs.106	Rs.1.7 lakh
30 yrs	30 yrs	Rs.116	Rs.1.7 lakh
31 yrs	29 yrs	Rs.126	Rs.1.7 lakh
32 yrs	28 yrs	Rs.138	Rs.1.7 lakh
33 yrs	27 yrs	Rs.151	Rs.1.7 lakh
34 yrs	26 yrs	Rs.165	Rs.1.7 lakh
35 yrs	25 yrs	Rs.181	Rs.1.7 lakh
36 yrs	24 yrs	Rs.198	Rs.1.7 lakh
37 yrs	23 yrs	Rs.218	Rs.1.7 lakh
38 yrs	22 yrs	Rs.240	Rs.1.7 lakh
39 yrs	21 yrs	Rs.264	Rs.1.7 lakh

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Calculation for an Atal Pension Yojana of Rs.2000

In the event that you decide to take a 2,000 rupee pension, your contribution will be between Rs. 84 and Rs. 528. In the terrible event of your passing, your nominee may be eligible to collect up to Rs. 3.4 lakh.

Entry Age	Years of Contribution	Monthly Contribution	Return to the nominee
18 yrs	42 yrs	Rs.84	Rs.3.4 lakh
19 yrs	41 yrs	Rs.92	Rs.3.4 lakh
20 yrs	40 yrs	Rs. 100	Rs.3.4 lakh
21 yrs	39 yrs	Rs. 108	Rs.3.4 lakh
22 yrs	38 yrs	Rs. 117	Rs.3.4 lakh
23 yrs	37 yrs	Rs. 127	Rs.3.4 lakh
24 yrs	36 yrs	Rs. 139	Rs.3.4 lakh
25 yrs	35 yrs	Rs. 151	Rs.3.4 lakh
26 yrs	34 yrs	Rs. 164	Rs.3.4 lakh
27 yrs	33 yrs	Rs. 178	Rs.3.4 lakh
28 yrs	32 yrs	Rs. 194	Rs.3.4 lakh
29 yrs	31 yrs	Rs. 212	Rs.3.4 lakh
30 yrs	30 yrs	Rs. 231	Rs.3.4 lakh
31 yrs	29 yrs	Rs. 252	Rs.3.4 lakh
32 yrs	28 yrs	Rs. 276	Rs.3.4 lakh
33 yrs	27 yrs	Rs. 302	Rs.3.4 lakh
34 yrs	26 yrs	Rs. 330	Rs.3.4 lakh
35 yrs	25 yrs	Rs. 362	Rs.3.4 lakh
36 yrs	24 yrs	Rs. 396	Rs.3.4 lakh
37 yrs	23 yrs	Rs. 436	Rs.3.4 lakh
38 yrs	22 yrs	Rs. 480	Rs.3.4 lakh
39 yrs	21 yrs	Rs. 528	Rs.3.4 lakh

Calculation for a Rs. 3,000 Atal Pension Yojana

The monthly contribution amount for a pension of Rs. 3,000 falls between Rs. 126 and Rs. 792. You will be eligible to a fixed pension of Rs. 3,000 per month when you turn 60. Your nominee will receive up to Rs. 5.1 lakh in the event of your death.

Entry Age	Years of Contribution	Monthly Contribution	Return to the nominee
18 yrs	42 yrs	Rs. 126	Rs.5.1 lakh
19 yrs	41 yrs	Rs. 138	Rs.5.1 lakh
20 yrs	40 yrs	Rs. 150	Rs.5.1 lakh
21 yrs	39 yrs	Rs. 162	Rs.5.1 lakh
22 yrs	38 yrs	Rs. 177	Rs.5.1 lakh
23 yrs	37 yrs	Rs. 192	Rs.5.1 lakh
24 yrs	36 yrs	Rs. 208	Rs.5.1 lakh
25 yrs	35 yrs	Rs. 226	Rs.5.1 lakh
26 yrs	34 yrs	Rs. 246	Rs.5.1 lakh
27 yrs	33 yrs	Rs. 268	Rs.5.1 lakh
28 yrs	32 yrs	Rs. 292	Rs.5.1 lakh
29 yrs	31 yrs	Rs. 318	Rs.5.1 lakh
30 yrs	30 yrs	Rs. 347	Rs.5.1 lakh
31 yrs	29 yrs	Rs. 379	Rs.5.1 lakh
32 yrs	28 yrs	Rs. 414	Rs.5.1 lakh
33 yrs	27 yrs	Rs. 453	Rs.5.1 lakh
34 yrs	26 yrs	Rs. 495	Rs.5.1 lakh
35 yrs	25 yrs	Rs. 543	Rs.5.1 lakh
36 yrs	24 yrs	Rs. 594	Rs.5.1 lakh
37 yrs	23 yrs	Rs. 654	Rs.5.1 lakh
38 yrs	22 yrs	Rs. 720	Rs.5.1 lakh
39 yrs	21 yrs	Rs. 792	Rs.5.1 lakh

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Calculation for an Atal Pension Yojana of Rs.4000

The contribution amount for the atal pension yojana apy ought to be among rs. 168 and rs. 1,054 for you to qualify for a pension of rs. four,000. in the unlikely occasion of your passing, your nominee will get hold of up to rs. 6.8 lakh.

Entry Age	Years of Contribution	Monthly Contribution	Return to the nominee
18 yrs	42 yrs	Rs. 168	Rs.6.8 lakh
19 yrs	41 yrs	Rs. 183	Rs.6.8 lakh
20 yrs	40 yrs	Rs. 198	Rs.6.8 lakh
21 yrs	39 yrs	Rs. 215	Rs.6.8 lakh
22 yrs	38 yrs	Rs. 234	Rs.6.8 lakh
23 yrs	37 yrs	Rs. 254	Rs.6.8 lakh
24 yrs	36 yrs	Rs. 277	Rs.6.8 lakh
25 yrs	35 yrs	Rs. 301	Rs.6.8 lakh
26 yrs	34 yrs	Rs. 327	Rs.6.8 lakh
27 yrs	33 yrs	Rs. 356	Rs.6.8 lakh
28 yrs	32 yrs	Rs. 388	Rs.6.8 lakh
29 yrs	31 yrs	Rs. 423	Rs.6.8 lakh
30 yrs	30 yrs	Rs. 462	Rs.6.8 lakh
31 yrs	29 yrs	Rs. 504	Rs.6.8 lakh
32 yrs	28 yrs	Rs. 551	Rs.6.8 lakh
33 yrs	27 yrs	Rs. 602	Rs.6.8 lakh
34 yrs	26 yrs	Rs. 659	Rs.6.8 lakh
35 yrs	25 yrs	Rs. 722	Rs.6.8 lakh
36 yrs	24 yrs	Rs. 792	Rs.6.8 lakh
37 yrs	23 yrs	Rs. 870	Rs.6.8 lakh
38 yrs	22 yrs	Rs. 957	Rs.6.8 lakh
39 yrs	21 yrs	Rs. 1,054	Rs.6.8 lakh

Calculation for an Atal Pension Yojana of Rs.5000

Choosing a Rs. 5,000 pension will result in the highest monthly premium rates. Your premium will be Rs. 210 if you sign up when you are eighteen. Your premium at 40 years of age will be Rs. 1,318. Up to Rs. 8.5 lakh will be paid to your nominee.

Entry Age	Years of Contribution	Monthly Contribution (Rs.)	Return to the nominee (Rs.)
18 yrs	42 yrs	Rs. 210	Rs.8.5 lakh
19 yrs	41 yrs	Rs. 228	Rs.8.5 lakh
20 yrs	40 yrs	Rs. 248	Rs.8.5 lakh
21 yrs	39 yrs	Rs. 269	Rs.8.5 lakh
22 yrs	38 yrs	Rs. 292	Rs.8.5 lakh
23 yrs	37 yrs	Rs. 318	Rs.8.5 lakh
24 yrs	36 yrs	Rs. 346	Rs.8.5 lakh
25 yrs	35 yrs	Rs. 376	Rs.8.5 lakh
26 yrs	34 yrs	Rs. 409	Rs.8.5 lakh
27 yrs	33 yrs	Rs. 446	Rs.8.5 lakh
28 yrs	32 yrs	Rs. 485	Rs.8.5 lakh
29 yrs	31 yrs	Rs. 529	Rs.8.5 lakh
30 yrs	30 yrs	Rs. 577	Rs.8.5 lakh
31 yrs	29 yrs	Rs. 630	Rs.8.5 lakh
32 yrs	28 yrs	Rs. 689	Rs.8.5 lakh
33 yrs	27 yrs	Rs. 752	Rs.8.5 lakh
34 yrs	26 yrs	Rs. 824	Rs.8.5 lakh
35 yrs	25 yrs	Rs. 902	Rs.8.5 lakh
36 yrs	24 yrs	Rs. 990	Rs.8.5 lakh
37 yrs	23 yrs	Rs. 1,087	Rs.8.5 lakh
38 yrs	22 yrs	Rs. 1,196	Rs.8.5 lakh
39 yrs	21 yrs	Rs. 1,318	Rs.8.5 lakh

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Contribution Range According to Age

You may check the required amount of your Atal Pension Yojana Scheme contributions based on your present age. The amount of your premium will be decided by the pension amount you select.

Age	Rs.1000	Rs.2000	Rs.3000	Rs.4000	Rs.5000
18 years	Rs.42	Rs.84	Rs.126	Rs.168	Rs.210
19 years	Rs.46	Rs.92	Rs.138	Rs.183	Rs.228
20 years	Rs.50	Rs.100	Rs.150	Rs.198	Rs.248
21 years	Rs.54	Rs.108	Rs.162	Rs.215	Rs.269
22 years	Rs.59	Rs.117	Rs.177	Rs.234	Rs.292
23 years	Rs.64	Rs.127	Rs.192	Rs.254	Rs.318
24 years	Rs.70	Rs.139	Rs.208	Rs.277	Rs.346
25 years	Rs.76	Rs.151	Rs.226	Rs.301	Rs.376
26 years	Rs.82	Rs.164	Rs.246	Rs.327	Rs.409
27 years	Rs.90	Rs.178	Rs.268	Rs.356	Rs.446
28 years	Rs.97	Rs.194	Rs.292	Rs.388	Rs.485
29 years	Rs.106	Rs.212	Rs.318	Rs.423	Rs.529
30 years	Rs.116	Rs.231	Rs.347	Rs.462	Rs.577
31 years	Rs.126	Rs.252	Rs.379	Rs.504	Rs.630
32 years	Rs.138	Rs.276	Rs.414	Rs.551	Rs.689
33 years	Rs.151	Rs.302	Rs.453	Rs.602	Rs.752
34 years	Rs.165	Rs.330	Rs.495	Rs.659	Rs.824
35 years	Rs.181	Rs.362	Rs.543	Rs.722	Rs.902
36 years	Rs.198	Rs.396	Rs.594	Rs.792	Rs.990
37 years	Rs.218	Rs.436	Rs.654	Rs.870	Rs.1,087
38 years	Rs.240	Rs.480	Rs.720	Rs.957	Rs.1,196
39 years	Rs.264	Rs.528	Rs.792	Rs.1,054	Rs.1,318

FAQs on Atal Pension Yojana Contribution Calculator

Q. Where can I find Atal Pension Yojana (APY) calculator?

Ans: Online, APY calculators are available. With just a simple internet search, you may find that a number of financial institutions and independent websites offer the APY calculator tool, which you can use to determine the pension that you or any other individual will be eligible for based on their contribution.

Q. Is there a cost associated with using the calculator?

Ans: No, using an APY calculator is free of cost; there are no fees associated with using this service.

Q. If I don’t keep my bank account balance at the minimum, what will happen?

Ans: Your account will be cancelled after two years, inactive after a year, and frozen after six months if you do not keep the minimum amount in your bank account.

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