Calculator Atal Pension Yojana: A 401-k plan referred to as the atal pension yojana was unveiled inside the union budget for 2015–2016, with an emphasis on those working within the unorganised zone. there is no pension benefit associated with this association, and it is also to be had to the personal area.
An individual worker is eligible to get hold of a pension of rs. 1,000, 2,000, four,000, or 5,000 at age 60. the amount of this pension is determined via their scheme contributions as well as the age at after they started contributing to theScheme. further, if the account holder passes away, the partner may also acquire this pension. the pension monies regulatory authority of india is responsible for managing the monies which are amassed underneath the atal plan.
Also Read: Mukhyamantri Bal Gopal Yojana, Company Contact detail, Uidai online aadharcard
Contents
What is APY Calculator, and How Does it Help You?
You can use the APY Calculator to find out the actual interest you will receive on your pension plan investment. You can use the Atal Pension Yojana Calculator to figure out how much pension you want to get and when you should apply for this programme. Additionally, the calculator provides you with an instant response regarding the amount of interest you would have received on the pension for your convenience. Moreover, the APY calculator can assist you in avoiding errors. Employees in the public and private sectors can thereby benefit from this software.
The APY Calculator can help you in the following ways:
- The instantaneous estimation of the final result.
- The ideal time to invest.
- To help you determine whether the pension plan is in line with your financial objectives.
Atal Pension Yojana Contribution Calculator
How much do I have to pay? is the main query that comes to us when we learn about the Atal Pension Yojana Scheme.
Your contribution depends on two factors.
- The desired pension amount that you wish to receive.
- how old you are when you apply for this programme.
Your monthly premium will be significantly lower if you sign up before the age of 18. This is due to the fact that you must pay into the plan for 42 years prior to beginning to receive your pension. As you only have 21 years left to pay to the system, your premium will be much higher if you join at age 40. At the age of 18, the lowest contribution for a Rs. 1,000 pension is Rs. 42. If you want to get the Rs. 5,000 pension, the highest monthly premium of Rs. 1,454 would be paid at age 40.
Atal Pension Yojana Calculation Tables
The monthly contribution amounts for the Atal Pension Yojana are displayed in the tables below, according to the selected pension amount and entry age. Please take note that these are preliminary figures that could change. Your monthly premium will be based on how many years you have contributed. Your premium will be significantly reduced if you join at a young age. Both the subscriber and their spouse are eligible for the pension.
Calculation for an Atal Pension Yojana of Rs.1000
The amount that would be deducted from your bank account if you choose to receive a monthly pension of Rs. 1,000 will vary between Rs. 42 to Rs. 264. The Atal Pension Yojana Scheme would pay your nominee up to Rs. 1.7 lakh in the event of your death.
| Entry Age | Years of Contribution | Monthly Contribution | Return to the nominee |
| 18 yrs | 42 yrs | Rs.42 | Rs.1.7 lakh |
| 19 yrs | 41 yrs | Rs.46 | Rs.1.7 lakh |
| 20 yrs | 40 yrs | Rs.50 | Rs.1.7 lakh |
| 21 yrs | 39 yrs | Rs.54 | Rs.1.7 lakh |
| 22 yrs | 38 yrs | Rs.59 | Rs.1.7 lakh |
| 23 yrs | 37 yrs | Rs.64 | Rs.1.7 lakh |
| 24 yrs | 36 yrs | Rs.70 | Rs.1.7 lakh |
| 25 yrs | 35 yrs | Rs.76 | Rs.1.7 lakh |
| 26 yrs | 34 yrs | Rs.82 | Rs.1.7 lakh |
| 27 yrs | 33 yrs | Rs.90 | Rs.1.7 lakh |
| 28 yrs | 32 yrs | Rs.97 | Rs.1.7 lakh |
| 29 yrs | 31 yrs | Rs.106 | Rs.1.7 lakh |
| 30 yrs | 30 yrs | Rs.116 | Rs.1.7 lakh |
| 31 yrs | 29 yrs | Rs.126 | Rs.1.7 lakh |
| 32 yrs | 28 yrs | Rs.138 | Rs.1.7 lakh |
| 33 yrs | 27 yrs | Rs.151 | Rs.1.7 lakh |
| 34 yrs | 26 yrs | Rs.165 | Rs.1.7 lakh |
| 35 yrs | 25 yrs | Rs.181 | Rs.1.7 lakh |
| 36 yrs | 24 yrs | Rs.198 | Rs.1.7 lakh |
| 37 yrs | 23 yrs | Rs.218 | Rs.1.7 lakh |
| 38 yrs | 22 yrs | Rs.240 | Rs.1.7 lakh |
| 39 yrs | 21 yrs | Rs.264 | Rs.1.7 lakh |
Also Read: Gram Suraksha Yojana, Typing speed test online, scholarships gov
Calculation for an Atal Pension Yojana of Rs.2000
In the event that you decide to take a 2,000 rupee pension, your contribution will be between Rs. 84 and Rs. 528. In the terrible event of your passing, your nominee may be eligible to collect up to Rs. 3.4 lakh.
| Entry Age | Years of Contribution | Monthly Contribution | Return to the nominee |
| 18 yrs | 42 yrs | Rs.84 | Rs.3.4 lakh |
| 19 yrs | 41 yrs | Rs.92 | Rs.3.4 lakh |
| 20 yrs | 40 yrs | Rs. 100 | Rs.3.4 lakh |
| 21 yrs | 39 yrs | Rs. 108 | Rs.3.4 lakh |
| 22 yrs | 38 yrs | Rs. 117 | Rs.3.4 lakh |
| 23 yrs | 37 yrs | Rs. 127 | Rs.3.4 lakh |
| 24 yrs | 36 yrs | Rs. 139 | Rs.3.4 lakh |
| 25 yrs | 35 yrs | Rs. 151 | Rs.3.4 lakh |
| 26 yrs | 34 yrs | Rs. 164 | Rs.3.4 lakh |
| 27 yrs | 33 yrs | Rs. 178 | Rs.3.4 lakh |
| 28 yrs | 32 yrs | Rs. 194 | Rs.3.4 lakh |
| 29 yrs | 31 yrs | Rs. 212 | Rs.3.4 lakh |
| 30 yrs | 30 yrs | Rs. 231 | Rs.3.4 lakh |
| 31 yrs | 29 yrs | Rs. 252 | Rs.3.4 lakh |
| 32 yrs | 28 yrs | Rs. 276 | Rs.3.4 lakh |
| 33 yrs | 27 yrs | Rs. 302 | Rs.3.4 lakh |
| 34 yrs | 26 yrs | Rs. 330 | Rs.3.4 lakh |
| 35 yrs | 25 yrs | Rs. 362 | Rs.3.4 lakh |
| 36 yrs | 24 yrs | Rs. 396 | Rs.3.4 lakh |
| 37 yrs | 23 yrs | Rs. 436 | Rs.3.4 lakh |
| 38 yrs | 22 yrs | Rs. 480 | Rs.3.4 lakh |
| 39 yrs | 21 yrs | Rs. 528 | Rs.3.4 lakh |
Calculation for a Rs. 3,000 Atal Pension Yojana
The monthly contribution amount for a pension of Rs. 3,000 falls between Rs. 126 and Rs. 792. You will be eligible to a fixed pension of Rs. 3,000 per month when you turn 60. Your nominee will receive up to Rs. 5.1 lakh in the event of your death.
| Entry Age | Years of Contribution | Monthly Contribution | Return to the nominee |
| 18 yrs | 42 yrs | Rs. 126 | Rs.5.1 lakh |
| 19 yrs | 41 yrs | Rs. 138 | Rs.5.1 lakh |
| 20 yrs | 40 yrs | Rs. 150 | Rs.5.1 lakh |
| 21 yrs | 39 yrs | Rs. 162 | Rs.5.1 lakh |
| 22 yrs | 38 yrs | Rs. 177 | Rs.5.1 lakh |
| 23 yrs | 37 yrs | Rs. 192 | Rs.5.1 lakh |
| 24 yrs | 36 yrs | Rs. 208 | Rs.5.1 lakh |
| 25 yrs | 35 yrs | Rs. 226 | Rs.5.1 lakh |
| 26 yrs | 34 yrs | Rs. 246 | Rs.5.1 lakh |
| 27 yrs | 33 yrs | Rs. 268 | Rs.5.1 lakh |
| 28 yrs | 32 yrs | Rs. 292 | Rs.5.1 lakh |
| 29 yrs | 31 yrs | Rs. 318 | Rs.5.1 lakh |
| 30 yrs | 30 yrs | Rs. 347 | Rs.5.1 lakh |
| 31 yrs | 29 yrs | Rs. 379 | Rs.5.1 lakh |
| 32 yrs | 28 yrs | Rs. 414 | Rs.5.1 lakh |
| 33 yrs | 27 yrs | Rs. 453 | Rs.5.1 lakh |
| 34 yrs | 26 yrs | Rs. 495 | Rs.5.1 lakh |
| 35 yrs | 25 yrs | Rs. 543 | Rs.5.1 lakh |
| 36 yrs | 24 yrs | Rs. 594 | Rs.5.1 lakh |
| 37 yrs | 23 yrs | Rs. 654 | Rs.5.1 lakh |
| 38 yrs | 22 yrs | Rs. 720 | Rs.5.1 lakh |
| 39 yrs | 21 yrs | Rs. 792 | Rs.5.1 lakh |
Also Read: Ramai Awas Yojana, Mobile Number Tracker Online, Nebsit Council
Calculation for an Atal Pension Yojana of Rs.4000
The contribution amount for the atal pension yojana apy ought to be among rs. 168 and rs. 1,054 for you to qualify for a pension of rs. four,000. in the unlikely occasion of your passing, your nominee will get hold of up to rs. 6.8 lakh.
| Entry Age | Years of Contribution | Monthly Contribution | Return to the nominee |
| 18 yrs | 42 yrs | Rs. 168 | Rs.6.8 lakh |
| 19 yrs | 41 yrs | Rs. 183 | Rs.6.8 lakh |
| 20 yrs | 40 yrs | Rs. 198 | Rs.6.8 lakh |
| 21 yrs | 39 yrs | Rs. 215 | Rs.6.8 lakh |
| 22 yrs | 38 yrs | Rs. 234 | Rs.6.8 lakh |
| 23 yrs | 37 yrs | Rs. 254 | Rs.6.8 lakh |
| 24 yrs | 36 yrs | Rs. 277 | Rs.6.8 lakh |
| 25 yrs | 35 yrs | Rs. 301 | Rs.6.8 lakh |
| 26 yrs | 34 yrs | Rs. 327 | Rs.6.8 lakh |
| 27 yrs | 33 yrs | Rs. 356 | Rs.6.8 lakh |
| 28 yrs | 32 yrs | Rs. 388 | Rs.6.8 lakh |
| 29 yrs | 31 yrs | Rs. 423 | Rs.6.8 lakh |
| 30 yrs | 30 yrs | Rs. 462 | Rs.6.8 lakh |
| 31 yrs | 29 yrs | Rs. 504 | Rs.6.8 lakh |
| 32 yrs | 28 yrs | Rs. 551 | Rs.6.8 lakh |
| 33 yrs | 27 yrs | Rs. 602 | Rs.6.8 lakh |
| 34 yrs | 26 yrs | Rs. 659 | Rs.6.8 lakh |
| 35 yrs | 25 yrs | Rs. 722 | Rs.6.8 lakh |
| 36 yrs | 24 yrs | Rs. 792 | Rs.6.8 lakh |
| 37 yrs | 23 yrs | Rs. 870 | Rs.6.8 lakh |
| 38 yrs | 22 yrs | Rs. 957 | Rs.6.8 lakh |
| 39 yrs | 21 yrs | Rs. 1,054 | Rs.6.8 lakh |
Calculation for an Atal Pension Yojana of Rs.5000
Choosing a Rs. 5,000 pension will result in the highest monthly premium rates. Your premium will be Rs. 210 if you sign up when you are eighteen. Your premium at 40 years of age will be Rs. 1,318. Up to Rs. 8.5 lakh will be paid to your nominee.
| Entry Age | Years of Contribution | Monthly Contribution (Rs.) | Return to the nominee (Rs.) |
| 18 yrs | 42 yrs | Rs. 210 | Rs.8.5 lakh |
| 19 yrs | 41 yrs | Rs. 228 | Rs.8.5 lakh |
| 20 yrs | 40 yrs | Rs. 248 | Rs.8.5 lakh |
| 21 yrs | 39 yrs | Rs. 269 | Rs.8.5 lakh |
| 22 yrs | 38 yrs | Rs. 292 | Rs.8.5 lakh |
| 23 yrs | 37 yrs | Rs. 318 | Rs.8.5 lakh |
| 24 yrs | 36 yrs | Rs. 346 | Rs.8.5 lakh |
| 25 yrs | 35 yrs | Rs. 376 | Rs.8.5 lakh |
| 26 yrs | 34 yrs | Rs. 409 | Rs.8.5 lakh |
| 27 yrs | 33 yrs | Rs. 446 | Rs.8.5 lakh |
| 28 yrs | 32 yrs | Rs. 485 | Rs.8.5 lakh |
| 29 yrs | 31 yrs | Rs. 529 | Rs.8.5 lakh |
| 30 yrs | 30 yrs | Rs. 577 | Rs.8.5 lakh |
| 31 yrs | 29 yrs | Rs. 630 | Rs.8.5 lakh |
| 32 yrs | 28 yrs | Rs. 689 | Rs.8.5 lakh |
| 33 yrs | 27 yrs | Rs. 752 | Rs.8.5 lakh |
| 34 yrs | 26 yrs | Rs. 824 | Rs.8.5 lakh |
| 35 yrs | 25 yrs | Rs. 902 | Rs.8.5 lakh |
| 36 yrs | 24 yrs | Rs. 990 | Rs.8.5 lakh |
| 37 yrs | 23 yrs | Rs. 1,087 | Rs.8.5 lakh |
| 38 yrs | 22 yrs | Rs. 1,196 | Rs.8.5 lakh |
| 39 yrs | 21 yrs | Rs. 1,318 | Rs.8.5 lakh |
Also Read: Indira Gandhi Shahri Rojgar Guarantee Yojana, Digital india data entry jobs, Ind news updates
Contribution Range According to Age
You may check the required amount of your Atal Pension Yojana Scheme contributions based on your present age. The amount of your premium will be decided by the pension amount you select.
| Age | Rs.1000 | Rs.2000 | Rs.3000 | Rs.4000 | Rs.5000 |
| 18 years | Rs.42 | Rs.84 | Rs.126 | Rs.168 | Rs.210 |
| 19 years | Rs.46 | Rs.92 | Rs.138 | Rs.183 | Rs.228 |
| 20 years | Rs.50 | Rs.100 | Rs.150 | Rs.198 | Rs.248 |
| 21 years | Rs.54 | Rs.108 | Rs.162 | Rs.215 | Rs.269 |
| 22 years | Rs.59 | Rs.117 | Rs.177 | Rs.234 | Rs.292 |
| 23 years | Rs.64 | Rs.127 | Rs.192 | Rs.254 | Rs.318 |
| 24 years | Rs.70 | Rs.139 | Rs.208 | Rs.277 | Rs.346 |
| 25 years | Rs.76 | Rs.151 | Rs.226 | Rs.301 | Rs.376 |
| 26 years | Rs.82 | Rs.164 | Rs.246 | Rs.327 | Rs.409 |
| 27 years | Rs.90 | Rs.178 | Rs.268 | Rs.356 | Rs.446 |
| 28 years | Rs.97 | Rs.194 | Rs.292 | Rs.388 | Rs.485 |
| 29 years | Rs.106 | Rs.212 | Rs.318 | Rs.423 | Rs.529 |
| 30 years | Rs.116 | Rs.231 | Rs.347 | Rs.462 | Rs.577 |
| 31 years | Rs.126 | Rs.252 | Rs.379 | Rs.504 | Rs.630 |
| 32 years | Rs.138 | Rs.276 | Rs.414 | Rs.551 | Rs.689 |
| 33 years | Rs.151 | Rs.302 | Rs.453 | Rs.602 | Rs.752 |
| 34 years | Rs.165 | Rs.330 | Rs.495 | Rs.659 | Rs.824 |
| 35 years | Rs.181 | Rs.362 | Rs.543 | Rs.722 | Rs.902 |
| 36 years | Rs.198 | Rs.396 | Rs.594 | Rs.792 | Rs.990 |
| 37 years | Rs.218 | Rs.436 | Rs.654 | Rs.870 | Rs.1,087 |
| 38 years | Rs.240 | Rs.480 | Rs.720 | Rs.957 | Rs.1,196 |
| 39 years | Rs.264 | Rs.528 | Rs.792 | Rs.1,054 | Rs.1,318 |
FAQs on Atal Pension Yojana Contribution Calculator
Q. Where can I find Atal Pension Yojana (APY) calculator?
Ans: Online, APY calculators are available. With just a simple internet search, you may find that a number of financial institutions and independent websites offer the APY calculator tool, which you can use to determine the pension that you or any other individual will be eligible for based on their contribution.
Q. Is there a cost associated with using the calculator?
Ans: No, using an APY calculator is free of cost; there are no fees associated with using this service.
Q. If I don’t keep my bank account balance at the minimum, what will happen?
Ans: Your account will be cancelled after two years, inactive after a year, and frozen after six months if you do not keep the minimum amount in your bank account.
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