Bina Mulya Samajik Suraksha Yojana 2024: Objective, Benefits, Registration, BMSSY Form, Eligibility and All Information
Bina Mulya Samajik Suraksha Yojana
Bina Mulya Samajik Suraksha Yojana: The West Bengal government continues to carry out numerous programmes for the welfare of its people, and in keeping with this tradition, it has recently launched a free social security programme. Under this plan, the state will offer unorganised workers in the state the benefits of a number of social security programmes, including state-aided programmes, welfare programmes for building and other construction workers, etc.
The Bina Mulya Samajik Suraksha Yojana has been introduced by the West Bengal government. This programme integrates many types of plans introduced for the unorganised sector in order to preserve the consistency of benefits. Construction and transportation workers are covered under this plan, as well as unorganised industries and self-employed jobs that are notified by the Labour Department, Government of West Bengal. The beneficiary must make a monthly contribution of Rs 25 to the provident fund in order to receive benefits from this scheme. This monthly contribution will no longer be required starting on April 1, 2020, per government decision. The contribution amount will now be paid by the West Bengal government.
Details Of West Bengal Bina Mulya Samajik Suraksha Yojana 2024
Name Of The Scheme
Bina Mulya Samajik Suraksha Yojana
Launched By
Government Of West Bengal
Beneficiary
Citizens Of West Bengal
Objective
To Provide Benefit Of Various Government Schemes
Official Website
https://bmssy.wblabour.gov.in/
Year
2023
Mode Of Application
Online/Offline
State
West Bengal
Objective Of Bina Mulya Samajik Suraksha Yojana
By merging the numerous government programmes, the Yojana aims to give the unorganised sector with benefits consistently from each programme. All beneficiaries will be able to receive the government program’s benefits through this plan, which will reduce worker inequities depending on occupation. Additionally, this plan will raise the recipients’ standard of life and help the workers become self-sufficient. When this plan is implemented, the recipients’ social standing will also increase.
Benefits of WB Bina Price Social Security Yojana
All citizens will gain a great deal from this programme, including the following:
The State Government of West Bengal has introduced the Free Social Security Scheme.
The state government will help the people who work in the unorganised sector through this programme.
Through the integration of several schemes, the government would offer all applicants numerous benefits that are consistent.
Under the Provident Fund Scheme, residents were required to pay Rs 25, however, the state government has now waived that amount.
The government of West Bengal has said that it will henceforth cover this payment through the Free Social Security Scheme (BMSSY).
To apply for this plan and get benefits, there is no cost for the applicant.
All beneficiaries of the WB Bina Price Social Security Scheme will see an improvement in their standard of living.
For this programme, all applicants may submit their applications online; the government has begun accepting applications.
The introduction of the online application process will save citizens money and time.
Additionally, the beneficiaries’ social standing will rise and they will become self-sufficient.
Under this policy, the West Bengal government will cover all construction and transportation workers collectively in order to give benefits.
About 7.5 crore West Bengali citizens who qualify will receive a comparable reward through this initiative.
Under the West Bengal Health Scheme, beneficiaries or family members who need hospitalisation or outside treatment would receive Rs 20,000 per year for alignment. The following advantages will be offered:
Cost for clinical test- full
Cost of medicine- full
Cost of hospitalization- full
Beneficiaries would get payment for their loss of work at the rate of Rs 1000 for the first five days and an additional Rs 100 per day for the following days, up to a total of Rs 10,000.
The beneficiary and their family members may file more than one claim each year, however the total amount of aid may not exceed Rs. 20,000.
For any type of surgery, the beneficiary or a member of their family may receive financial help up to Rs 60000 annually. This support will be given to:
Cost of clinical test-full
Cost of medicine-full
Cost of hospitalization-full
Beneficiaries would get payment for their loss of work at the rate of Rs 1000 for the first five days and an additional Rs 100 per day for the following days, up to a total of Rs 10,000.
The beneficiary may file more than one claim every year, along with any family members.
In the event of surgery, financial help will be restricted to Rs. 60,000 per year.
The payment for loss of employment to the beneficiaries would be given at the rate of Rs 1000 for the first five days and an extra sum of Rs 100 per day for the following days, up to a maximum of Rs 10,000 if the beneficiary is hospitalised for five or more days as a result of any accident. The claimant may submit it for their own admissibility.
Provident Fund
All workers who qualify for the free social security programme would have to make a monthly contribution to the provident fund of Rs 25.
In addition to the eligible workers’ payment, the West Bengal State Government would provide a grant of Rs. 30 each month.
Furthermore, the state government bears the interest that is due on the funds placed under the General Provident Fund at the yearly interest rate.
When an employee reaches 60 years old, stops participating in the programme, passes away, or otherwise loses access to their account, the full sum deposited plus interest will be paid to the employee or his beneficiaries. Willingly
The beneficiary worker’s account will be terminated if, for any reason, they are unable to make contributions for three straight fiscal years.
Customers may request that their accounts be reinstated by the Assistant Labour Commissioner by providing a justification for their nonpayment.
There can be no unpaid contributions made to the benefiting employees.
Eligibility Criteria of Bina Price Social Security Yojana
The applicant needs to fulfil the following eligibility requirements:
The benefits of this initiative would only be available to West Bengal permanent residents.
The applicant must be between the ages of 18 and 60 in order to be eligible for payments under the WB Bina Price Social Security Scheme.
The applicant’s family income cannot be more than Rs. 6500 per month.
Required Documents
The following documents are required for the applicant to be eligible for this scheme’s benefits:
The process to apply under the free Social Security Yojana
To apply for this initiative, West Bengali residents must follow the easy steps listed below:
first step
You need to first visit the unfastened social security scheme’s authentic website (bmssy). The homepage of the website will then show up in front of you.
You need to choose the “new registration through beneficiary” option on the website’s home page. A “registration form” will then appear in front of you after that.
The labour kind magnificence, your phone range, the date of delivery, your email address, the mobile-extensive variety, the proof of identification, the case, and the type of ration card/food Sathi variety are among the details that must be entered in this registration form.
You have to select “sign up” after entering all necessary records. The next step is to log into the “portal.”
second step
You have to click on the Bina rate social security scheme dashboard after logging onto the portal. you currently want to select the “nominee information” option.
You next want to click on the “dependent info” alternative after getting into your “nominee information.” you should now input the dependent statistics.
Using choosing the “financial institution account information” alternative, you need to now enter your bank account statistics. then you need to click on the “utility” hyperlink.
You may discover a few options here that require you to offer relevant facts, inclusive of:-
basic information
address details
bank details
Nominee details
dependent details
Document Details
You must click the “Submit” button after providing all the necessary data. By doing this, you can finish your application under this scheme.
Process to login to the portal
First, you should visit the official website of the Bina Rate Social Protection Scheme (bmssy). The homepage of the website will then show up in front of you.
On the website’s main page, you must select the login link. The login form will subsequently appear in front of you on the next webpage.
Here, you should enter all asked records (password, username, captcha code, and so on.) earlier than deciding on the login option. you may access the portal via logging in this manner.
Q. Who is eligible for Bina Mulya Samajik Suraksha Yojana?
Ans: Unorganised Workers should be the applicant’s kind. The applicant must be employed in the unorganised sector. The applicant needs to have a Samajik Suraksha Yojana registration.
Q. What are the Samajik Suraksha Yojana’s scheme benefits?
Ans: In the event that surgery is required, a recipient and/or his/her family members may receive up to Rs 60,000 in annual financial assistance.
Q. What is the Bmssy age limit?
Ans: The applicant must be between the ages of 18 and 60. The monthly income of the applicant’s household, excluding construction and transportation workers, should not exceed 6, 500. There is no maximum family income for workers in transportation and construction.