Biju Swasthya kalyan Yojana 2024: Objective, Benefits, Eligibility & All Details

Biju Swasthya kalyan Yojana: As per the National Sample Survey Office’s 2019 report, Odisha comes in at number two on the list of states with the highest catastrophic healthcare expenditures in the nation. When medical expenditures account for more than 40% of an individual’s income on average, they are said to as catastrophic. Therefore, it is imperative that the people of Odisha have access to health insurance. To solve the problem, the state government launched the Biju Swasthya Kalyan Yojana (BSKY). You will discover information regarding BSKY’s coverages, eligibility requirements, and other features in this post.

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What is Biju Swasthya Kalyan Yojana?

2018 saw the commencement of the Biju Swasthya Kalyan Yojana (BSKY), an Indian health insurance program, by the Government of Odisha. The program’s goal is to make healthcare accessible and inexpensive for all Odishans, particularly those from low-income backgrounds or who are members of marginalized social groups. Eligible members of the BSKY program can get cashless treatment for a range of medical illnesses at hospitals that are affiliated with the program, including surgery, hospital stays, and pre- and post-hospitalization costs. The program also pays for medications, other medical supplies, and diagnostic testing.

Details Of Odisha Biju Swasthya Kalyan Yojana

Name of the scheme	Odisha Biju Swasthya Kalyan
Launched by	Government of Odisha
Beneficiary	Citizens of Odisha
Objective	To provide Health Care facilities and health insurance
Official website	http://www.bsky.odisha.gov.in/
Year	2023
Financial assistance	Rs 5 lakh per annum per family
Launched on	15th August 2018

Objective of Yojana

The primary goal of the Odisha Biju Swasthya Kalyan Yojana is to offer healthcare services to the social groups who are less fortunate financially. The inhabitants of Odisha have access to health insurance up to Rs 500000 under this policy, enabling them to receive treatment on time. With the aid of Odisha Biju Swasthya Kalyan, cashless care will be available to the people of Odisha, so they no longer need to worry about the costs associated with being sick.

Benefits of Biju Swasthya Kalyan Yojana

BSKY wants to enable families in Odisha have access to high-quality healthcare when they need it by offering them comprehensive and reasonably priced health insurance. These are this scheme’s advantages.

1. Wide coverage

Bsky offers health insurance coverage for remedy-related clinical costs (up to rs. five lakhs for households and up to rs. 10 lakhs for girls) spent in odisha country hospitals and health centers. underneath this program, about 4,036 scientific remedies and 255 surgical techniques are covered.

2. Affordability

With yearly payments as low as INR 30, BSKY seeks to offer households in the state access to cheap health insurance.

3. Cashless treatment

BSKY enables cashless care at network hospitals, allowing the insured to get care without having to pay for all of their bills up advance.

4. Pre-existing conditions

Pre-existing illnesses are covered by BSKY, therefore the insured individual can receive treatment for ailments they had before obtaining the coverage.

5. No cap on room rent

Since there is no restriction on room rent under BSKY, the insured individual can select the kind of accommodation they want while in the hospital without worrying about going over budget.

Components Of BSKY Yojana

The goal of the Odisha Biju Swasthya Kalyan Yojana is to provide healthcare services to the underprivileged segments of society. This scheme consists of the following two components:

• Free Health Care Services: Under this program, the government will offer everyone free healthcare services, regardless of their residency, income, or status. These medical services will be offered at all levels, from sub-centers to district headquarters hospitals.
• Health Insurance: The government would offer Rs 5 lakh in annual health coverage for inhabitants of the states who are from the economically disadvantaged segment of society, and Rs 7 lakh in yearly health coverage for female family members. This health insurance would help almost 70 lakh families who are struggling financially.
• Drop Back Assistance: As part of this programme, public health institutions will give 500 rupees to expectant mothers and unwell newborns. By means of this financial support,

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Guidelines of Odisha BSKY

• The plan may include pre-existing pollution treatments.
• There are no fees for those who take advantage of this arrangement.
• The authorities of odisha will cowl the top class.
• If any beneficiary refers a affected person to a health center outdoor of the state, they might get hold of coins help for transportation really worth rs 2,000. the beneficiary’s bank account will obtain a direct switch of this cash resource.
• This software has approximately 20 splendid area of expertise hospitals blanketed.
• This program contains around 4036 pharmaceutical items.
• This application is also available to odisha citizens who live outside of the state.
• Recipients can also get hold of treatment as much as rs three lakh for heart, renal, and most cancers conditions.

Eligibility criteria of Biju Swasthya Kalyan Yojana

Every Odisha resident has the right to cashless medical services at all State Government hospitals. The essential requirements for BSKY eligibility are listed below.

• An Odishan resident is required in order to be eligible for BSKY.
• Family classified as Above Poverty Line (APL) or Below Poverty Line (BPL): Families in Odisha that are BPL or APL can use BSKY.
• Age: BSKY does not have any age limitations. From infants to elderly folks, all age groups can purchase the coverage.

Documents required for Biju Swasthya Kalyan Yojana 

The following documentation may be required of applicants at the time of enrollment.

• Identity verification (Aadhaar, voter ID, PAN card, etc.)
• Evidence of residency, such as a power bill, voter ID, or Aadhaar card
• Evidence of income (such as a BPL card or income certificate)
• passport-size picture

Apply Online Odisha Biju Swasthya Kalyan Yojana

The Biju Swasthya Kalyan Yojana application, which is offered by the Government of Odisha, has easy-to-follow enrollment procedures. To obtain a comprehensive healthcare facility for yourself and your family, please refer to the following.

• Step1- First, the candidate must go to the official website, nhmodisha.gov.in, to submit an application for the BSKY.
• Step2- Click the Apply Now button when the homepage displays on the screen.
• Step3- On the screen, the Odisha BSKY Application Form will show up.
• Step4- Fill out the BSKY Registration form with the requested information. The applicant must fill out the declaration form and provide their name, parents’ names, and family details.
• Step5- The applicant must attach a number of documents proving their income, place of residence, and birthdate.
• Step6- upon the application’s full completion. To apply, fill up the BSKY 2024 Registration Form.

Following the application form’s successful submission, the applicant must provide the papers to the verifying authority’s staff at the final verification call, when the documents will be verified by the authority. Following the higher authority’s verification of the papers, the applicant will be qualified to get the Swasthya Kalyan Health Card 2024.

View Organisation Chart

• First, visit the Biju Swasthya Kalyan Yojana’s official website.
• The main page will appear in front of you
• It is necessary that you click on the Organization Chart link on the site.

• Before you will open a new page.
• This new page allows you to examine the organizational chart.

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How to Claim Settlement Process

The applicant should not worry about making payments at the hospital because all beneficiaries under the DHH level are eligible for cashless treatment.

There is nothing new about the claim’s recovery because the government already finances the government hospital. The hospital administration will now resolve the claim with the insurance company directly in the case of the empanelled private hospital.

The applicant has to review the whole list of hospitals within the BSKY Scheme that are empanelled. The BSKY Schemes’ panel hospitals will be qualified to offer the beneficiaries free medical care. The authorities will only treat hospitals that are fully covered by the BKSY 2023 Scheme cashlessly.

own all the information on the hospital that is accredited under BSKY 2024.

Facilities Provided Under BSKY

The authority offers cashless treatment and yearly health coverage to applicants who live in the state under the two-component BSKY 2023 program. The following is a list of additional facilities that the authority has made available to candidates who have enlisted under the BSKY 2024.

• All people are entitled to free medical care up to the District Headquarter Hospital Level.
• The medications will be provided without charge.
• thorough diagnosis of the issue,
• As stated in the aforementioned article, free dialysis, chemotherapy for cancer patients, an operating theater facility, and health insurance

FAQs

Q: What is the Biju Swasthya Kalyan Yojana all about?

Ans: The Odisha government introduced the Odisha Biju Swasthya Kalyan Yojana, a program that offers free medical treatment and yearly health insurance in an effort to provide a comprehensive health infrastructure. The authority wants to provide health care for free, regardless of the applicant’s domicile, income, or position.

Q: What is the eligibility in the BKSY 2024?

Ans: We kindly ask that the candidates sign up for the Scheme. One of the scheme’s key requirements for qualifying is that the applicant must be a state permanent resident. The DHH Level does not have any qualifying requirements for free medical treatment. However, the applicant must present the different papers listed in the preceding paragraph in order to receive the yearly health insurance.

Q: What is the eligibility in the BKSY 2024?

Ans: We kindly ask that the candidates sign up for the Scheme. One of the scheme’s key requirements for qualifying is that the applicant must be a state permanent resident. The DHH Level does not have any qualifying requirements for free medical treatment. However, the applicant must present the different papers listed in the preceding paragraph in order to be eligible for the yearly health insurance.

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