Awas Yojana 2024: Objective, Benefits, Features, Eligibility, Documents, Online Apply and New Update
Awas Yojana
Awas Yojana: The Indian government introduced the Pradhan Mantri Awas Yojana on June 25, 2015. This program’s goal is to construct homes for the underprivileged who do not currently possess one, which will help both rural and urban communities. This programme, formerly known as the Indra Awas Yojana, was introduced in 1985. This programme was renamed the Pradhan Mantri Awas Yojana in 2015. This scheme’s primary goal is to construct homes in plain and level locations while offering financial support of Rs 120000 and Rs 1300000 for challenging and hilly areas.
The Indian government’s Pradhan Mantri Awas Yojana 2024 seeks to give the impoverished and members of lower social classes permanent housing. Through the help of this programme, people in both rural and urban areas can purchase a safe place to live. Housing and other permanent accommodations will be given to the recipients of this initiative. The program’s benefits will be accessible through December 31, 2024. The Pradhan Mantri Awas Yojana has approved the construction of 1.22 crore new homes.
To provide permanent housing to poor and lower class people
beneficiary
People from rural and urban areas
date of application
To provide permanent housing to poor and lower-class people
like accommodation
Beneficiaries will be provided with permanent accommodation
profit amount
₹ 120,000
Support
toll free number:1800-11-6446
The main objective of Pradhan Mantri Awas Yojana
The primary objective of the Pradhan Mantri Awas Yojana is to provide every person in the nation with a permanent place to live.
To do this, the government must build housing facilities so that families living below the poverty level can have permanent homes.
To give families who live in kutcha huts in rural India financial support or pucca houses along with all the necessities, such as water, sanitation, and electricity.
To give rural families living below the poverty line secure, long-term housing so they can better their financial situation.
to give immigrant and economically disadvantaged families from rural areas low, affordable accommodation in urban places.
to run house-building programmes in both urban and rural locations.
Benefits and features of PM Awas Yojana
The Indian government offers a subsidy of Rs 1 lakh per dwelling for slum restoration through the Pradhan Mantri Awas Yojana.
A housing loan interest subsidy of up to 6.5% is granted to the beneficiary.
The maximum loan term for which the Vyas subsidy is available is 20 years, or the loan length that the applicant specifies, whichever comes first.
The government transfers the subsidy money straight to the beneficiary’s bank account under PMAY.
People from the nation’s poorer and weaker economic regions can now get inexpensive housing thanks to this programme.
In addition, financial aid is provided for the building and acquisition of homes.
For those who have not yet owned a home and do not already reside in one, this programme is crucial.
Women are given preference when it comes to housing under the PMAY programme, enabling them to own their own homes and lead independent lives in the community.
Housing facilities are also provided in rural regions by the Pradhan Mantri Awas Yojana.
In order to ensure that individuals stay safe in their homes during disasters, extra steps have been adopted during the construction of dwellings in disaster-affected areas under this initiative.
Under the PM Awas Yojana, there are no restrictions on loan amounts or property values.
Changes made in eligibility for Pradhan Mantri Awas Yojana
The applicant needs to be an Indian national.
A pucca house is not appropriate for the beneficiary family.
One should not benefit from any housing project run by the Indian government or any state government.
The recipient of EWS benefits cannot make more than 6 lakhs a year.
More than Rs 6 lakh but less than Rs 12 lakh should be the beneficiary’s annual income under LIG.
The MIG-I beneficiary’s yearly income should not exceed 12 lakhs or 18 lakhs.
The recipient of MIG-II cannot make more than 18 lakhs per year.
Required Documents
Aadhar Card
Residence Certificate
Income Certificate
Age Certificate
Mobile Number
Bank Passbook
Passport Size Photo
Procedure for applying for Pradhan Mantri Awas Yojana
The Pradhan Mantri Awas Yojana professional internet site must be viewed earlier than filing a web utility beneath the programme.
The internet site’s most important page will then appear in front of you.
You must select the Citizen Assessment option on the home page before selecting the Apply Online option.
You then need to input the number from your Aadhar card.
In order to verify, you must select the Check option after entering the Aadhar number
The PMAY application page will appear in front of you when you click.
You must fill out this form with all the required information, including your personal information, income information, bank account information, and other details.
You must check the “I am aware” box after entering all the data.
The next step is to input the provided captcha code and select Save.
You will receive a unique application number as soon as you click.
It is required that you download and print the completed application.
After that, you must take the form and any other supporting documentation to the closest bank, financial institution, or Common Service Centre.
This is how the Pradhan Mantri Awas Yojana’s home loan subsidy can be applied for online.
Which website is the Pradhan Mantri Awas Yojana’s official one?
Ans: https://pmaymis.gov.in/ is the Pradhan Mantri Awas Yojana’s official website.
Q. The Pradhan Mantri Awas Yojana is available to who?
Ans: Everyone in the nation who does not own a permanent place to live is qualified for the Pradhan Mantri Awas Yojana.
Q. How does the government offer subsidies under the Pradhan Mantri Awas Yojana?
Ans: The subsidy payment is directly deposited by the government into the beneficiaries’ bank accounts under this system.
Q: What paperwork is needed for the PM Awas Yojana?
Ans: Aadhar card, passport photo, job card, bank passbook, income certificate, Swachh Bharat Mission registration number, and mobile number are among the documents.
Q. How can I view the PM Awas Yojana’s rural list?
Ans: Go to the official website, pick Report, fill out the beneficiary details for verification, fill out the details for the district, state, and village, choose the year and PMAY, fill out the captcha, and submit.