Udyogini Scheme:- The Central Government started the Udyogini Yojana 2024 with the goal of giving all women in the nation jobs. The government would lend money to any and all women in the nation who choose to launch their own businesses under this program. All women will acquire self-defense techniques through this program, and the federal government will help them launch their own businesses. Women’s economic status will rise and their standard of living will shift as a result of this program. We will give you all the pertinent information on the Udyogini Yojana 2024 in this post. Read our post through to the end if you’re interested in learning more about this plan.
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Udyogini Scheme 2023
The Central Government has launched the Udyogini Yojana 2023 with the aim of assisting women. Through this program, the government offers loans to eligible women in the nation who wish to launch their own businesses. The maximum benefit of this initiative is Rs 3 lakh, and the money would be deposited into the women’s bank accounts. Aside from this, every woman in the nation is allowed to use the funds obtained via this program to launch her own company. Women who wish to take advantage of this program can apply locally or online. The Udyogini Yojana 2024 is expected to increase the income of all women in the nation.
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Overview of the Udyogini Scheme
| Name of the scheme | Udyogini Yojana |
| Was started | by central government |
| Year | 2024 |
| Beneficiary | women of the country |
| Application procedure | Online |
| Objective | Providing loans to the women of the country to start their own business |
| Benefit | Women of the country will be provided loans to start their own businesses. |
| Category | central government schemes |
| Official website | https://udyogini.org/ |
The main objective of the Udyogini scheme
Udyogini Yojana 2024’s primary goal is to lend money to all of the nation’s women so they can launch their own enterprises. All qualified women in the nation would be able to apply for loans up to Rs 3 lakh through this program. All women would have the ability to manage their own enterprises by utilizing the advantages of the Udyogini Yojana 2024. The Central Government will deposit the benefits awarded under this scheme into the bank accounts of the ladies. This program’s primary goal is to empower and enable women so that they will be viewed with respect in society.
Banks covered under the Udyogini Scheme
- Sindh Bank
- Punjab Bank
- Kamshiryal Bank
- Cooperative bank
- Saraswat Bank
- Grameen Bank
Required Documents
- applicant’s Aadhar card
- identity card
- income certificate
- Ration Card (Photocopy of BPL Card)
- Birth certificate
- Letter written on letter post by MLA or local parliament
- bank account passbook
- Two passport-size photographs
- mobile number
Eligibility for Udyogini Scheme 2024
- The interested party needs to be a citizen of the nation in order to receive advantages from the Udyogini Scheme.
- Only women are qualified to receive this scheme’s advantages.
- Under this program, all women who own their own enterprises are likewise qualified.
- The lady who wants to use this scheme’s benefits must be between the ages of 18 and 45.
- All women applying under this scheme must have a family income that does not exceed Rs 5 lakh per year.
Benefits of the Udyogini Scheme for Women
The following are the scheme’s benefits:
- to ensure that every one of our pupils is able to use public transit.
- With the use of this pass, our kids can go to their schools or universities with ease.
- which will allow them to save money and time and become independent.
- Make financial assistance more readily available to women who belong to particular categories, such as SC/ST women.
Udyogini Scheme Insights
| Loan amount | Max amount up to ₹3 lakh |
| Interest rate | Very competitive (highly subsidized or free loans to special categories) |
| Annual family income (applicant) | ₹1.5 lakh or less |
| Age limit | Min. 18 years and max. 55 years |
| For widows or disabled women | No income limit |
| Collateral | Not required |
| Processing fees | Nil |
Process of online application under the Udyogini Scheme
- By following the instructions listed below, any interested women can apply online to receive benefits under the Udyogini Scheme 2024.
- It is necessary that you first visit Udyogini Yojana’s official website.
- Your screen will open to the home page after that.
- The Udyogini Yojana option is now what you need to choose on the main page.
- Your screen will then open with the application form.
- Subsequently, all requested information must be completed in full. You must also upload each and every one of the necessary files.
- Submitting will be the next option you need to choose.
- Applying online under the Udyogini Scheme is possible in this way.
Also Read:- DDA Housing Scheme 2024
Process of an offline application under the Udyogini Scheme
- You must first visit your neighborhood bank and ask a staff member to give you an application.
- Following that, you will need to provide the necessary paperwork and complete the form with all necessary information.
- In order to finalize the offline application for Udyogini Yojana, you must return this form to the same location.
A list of the Udyogini Scheme’s supported businesses
| Agarbatti Manufacturing | Diagnostic Lab | Leaf Cups Manufacturing | Ribbon Making |
| Bangles | Edible Oil Shop | Milk Booth | Shops & Establishments |
| Audio & Video Cassette Parlour | Dry Cleaning | Library | Sari & Embroidery Works |
| Bakeries | Dry Fish Trade | Mat Weaving | Security Service |
| Banana Tender Leaf | Eat-Outs | Match Box Manufacturing | Shikakai Powder Manufacturing |
| Bottle Cap Manufacturing | Fish Stalls | Old Paper Marts | Soap Oil, Soap Powder & Detergent Cake Manufacturing |
| Beauty Parlour | Energy Food | Mutton Stalls | Silk Thread Manufacturing |
| Bedsheet & Towel Manufacturing | Fair-Price Shop | Newspaper, Weekly & Monthly Magazine Vending | Silk Weaving |
| Book Binding And Note Books Manufacturing | Fax Paper Manufacturing | Nylon Button Manufacturing | Silk Worm Rearing |
| Cleaning Powder | Gift Articles | Photo Studio | Tea Stall |
| Cane & Bamboo Articles Manufacturing | Flour Mills | Pan & Cigarette Shop | Stationery Shop |
| Canteen & Catering | Flower Shops | Pan Leaf or Chewing Leaf Shop | STD Booths |
| Chalk Crayon Manufacturing | Footwear Manufacturing | Papad Making | Sweets Shop |
| Chappal Manufacturing | Fuel Wood | Phenyl & Naphthalene Ball Manufacturing | Tailoring |
| Cotton Thread Manufacturing | Ink Manufacture | Radio & TV Servicing Stations | Vegetable & Fruit Vending |
| Clinic | Gym Centre | Plastic Articles Trade | Tender Coconut |
| Coffee & Tea Powder | Handicrafts Manufacturing | Pottery | Travel Agency |
| Condiments | Household Articles Retail | Printing and dyeing of Clothes | Tutorials |
| Corrugated Box Manufacturing | Ice Cream Parlour | Quilt & Bed Manufacturing | Typing Institute |
| Dairy & Poultry Related Trade | Jute Carpet Manufacturing | Real Estate Agency | Woollen Garments Manufacturing |
| Crèche | Jam, Jelly & Pickles Manufacturing | Ragi Powder Shop | Vermicelli Manufacturing |
| Cut Piece Cloth Trade | Job Typing & Photocopying Service | Readymade Garments Trade | Wet Grinding |
Also Read:- Mahila Samman Saving Scheme
FAQ’s
Q. Which banks are going to provide the Udyogini scheme?
Ans- The main sponsors of the Udyogini Scheme include the Karnataka State Women’s Development Corporation (KSWDC), Punjab and Sind Bank, Saraswat Bank, a number of other private and public sector banks, and leading NBFCs.
Q. What is the Udyogini scheme’s interest rate?
Ans- For the manufacturing industry, the maximum loan amount available under the initiative is Rs. 50,000, and for the service sector, it is Rs. 2,00,000. How Much Does It Cost To Take Out A Loan Through The Udyogini Scheme? Loans that are out under the Udyogini plan have an interest rate of 6%.
Q. What is the Udyogini scheme’s subsidy?
Ans- 1 lakh up to a maximum of 3 lakhs. 50% of the loan amount is the subsidy, and the family’s income cannot exceed Rs. 2 lakhs.
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