Mahatma Phule Karj Mafi Yojana 2024: Objective, Eligibility, Benefit

Mahatma Phule Karj Mafi Yojana: Even though our nation is an agricultural one, we are all aware of the state of the farmers in our nation. Like any other industry, agriculture is dominated by two categories of people: large farmers who can afford to invest heavily and make considerable money from their operations, and regular farmers. Conversely, marginal farmers are those who own less land but are reliant on it; in these circumstances, they are unable to make a good living or have access to special funds for investments. These farmers can only make a certain amount of money to support their families, and occasionally, if a natural disaster strikes,

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What is the Mahatma Phule Karj Mafi Yojana?

The Mahatma Jyotiba Phule Loan Waiver Scheme is an initiative of the Maharashtra state government that offers small and marginal farmers in the state waived loans. Farmers who qualify will have their loans up to Rs 2 lakh forgiven. Under this initiative, small and marginal farmers in Maharashtra, as well as those who grow fruits, sugarcane, and other traditional crops, will receive benefits and have their bank and financial institution loans canceled. Additionally, it is stated regarding the program that the state government has not imposed any unique requirements on farmers for them to benefit from it; that is, any small or marginal farmer residing in the

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mjpsky.maharashtra.gov.in list 2024

Name of the Scheme	Maharashtra Loan Waiver Scheme
Launched By	by the Chief Minister
Launched Date	NA
Location	Maharashtra State
Category	Sarkari Yojana
Benefits of this Scheme	KarjMulti
Official Website	https://mjpsky.maharashtra.gov.in/index.html

Mahatma Jyotirao Phule Shetkari Karj Mukti Yojana 2024

In our nation, farming is practiced in practically every state, and there are a lot of marginal farmers across the board. Farmers on the margins account for the majority of farmer suicide instances. These farmers borrow money for farming from banks, general financial institutions, or private lenders; when they don’t make the payments as agreed, pressure builds up until they are forced to take their own lives. In light of these considerations, the Maharashtra state government launched the Mahatma Jyotiba Phule Loan Waiver Scheme, whose goal is to forgive the debts of the state’s small and marginal farmers and give them access to loans for farming so they can continue farming without any financial assistance.

What is the objective of the Mahatma Phule Karj Mafi Yojana?

The goal of the Maharashtra Mahatma Jyotirao Phule Loan Waiver Scheme is to make farmers’ lives better. This project will benefit twenty lakh farmers. Many farmers commit suicide as a result of debt, and many more are forced to sell their farms or cattle to repay the loan. The Maharashtra government introduced the Mahatma Jyotirao Phule Karj Mafi Yojana with all of these issues in mind. There are 137 lakh farmers in Maharashtra as a whole. This list also includes farmers who engage in non-fruit agricultural conventional farming. The program will cancel loans that were taken out between April 1, 2015, and March 31, 2021. The administration disclosed that this plan

Eligibility to avail of the benefits of Mahatma Phule Karj Mafi Yojana

If you are a small marginal farmer in Maharashtra and would like to profit from the Mahatma Jyotiba Phule Loan Waiver Scheme, you should be aware of the following eligibility requirements:

The program will only benefit the state’s small and marginal farmers.
The farmer will not receive any profit from this system if they work for a government agency, have another job, or pay taxes.
This program will benefit farmers who grow fruits, sugarcane, and other conventional crops.
Farmers must have the required paperwork, including an Aadhar card, proof of residency, a bank account passbook, a mobile number, and a passport-sized photo, to be eligible for the scheme’s rewards.

Maharashtra loan waiver list

Farmers and beneficiaries who wish to review the Mahatma Jyotirao Phule loan waiver list can do so by selecting their district from the list below. However, to do so, the beneficiary or farmer must get in touch with the public service center closest to them, as the Maharashtra government has not yet made the beneficiary list available on an official website. Currently, the only way to access the Mahatma Jyotirao Phule debt forgiveness list is to contact the closest public service center.

Mumbai city	Mumbai city	Thane
palghar	Raigad	Ratnagiri
Sindhudurg	Nashik	washed
Nandurbar	Jalgaon	Ahmednagar
Pune	Mumbai suburb	Sangli
Solapur	Kolhapur	Aurangabad
Jalna	Parbhani	Hingoli
bead	Nanded	Osmanabad
Latur	Amravati	Satara
Akola	Washim	Yavatmal
Nagpur	Wardha	Bhandara
Gondia	Chandrapur	buddha

These people will not benefit

The Maharashtra Kisan Karj Mafi List 2024 will not benefit previous ministers, legislators, or members of parliament.
Officers and staff of the federal and state governments shall not receive benefits under this program.
This scheme will not benefit Maharashtra government officials, employees, boards of directors of state co-operative sugar factories, agricultural produce market committees, co-operative milk unions, civil co-operative banks, co-operative spinning mills, or officers whose monthly salary exceeds Rs 25,000.
Under the Maharashtra Mahatma Jyotirao Phule Loan Waiver Scheme, state residents who receive a pension of more than Rs 25,000 per month would also not be qualified.
Residents of Maharashtra who pay income taxes from sources other than agriculture would not be eligible for this benefit.

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How to apply for the Mahatma Phule Karj Mafi Yojana?

You must first compile and store the necessary paperwork if you wish to participate in the Mahatma Jyotirao Phule Karj Mafi Yojana scheme. You can then apply offline after this. Please refer to the list below for all the specifics regarding the next steps.

You must first proceed to the closest bank.
Where your account must be opened.
You must bring your bank passbook and Aadhar card to the bank after opening an account.
After this, the processing of your documents will be completed.
Following that, your bank account receives the loan amount.
All recipients need to be aware that the Jyotirao Phule Loan Waiver Scheme does not have an online application. This application must only be completed offline, or in person at your bank.

Mahatma Phule Karj Mafi Yojana beneficiary list check

As previously mentioned, the Maharashtra Mahatma Jyotirao Phule loan waiver application must be completed offline. However, once the process is over, you can check the list online; more instructions are provided below.

The official website of the Mahatma Jyotirao Phule Karj Mafi Yojana ought to be accessed initially. Click this link to do that. For that, click this link.
Following that, a screen appears and asks for your username, password, and captcha code.
Click submit after that.
Following that, the list will appear in front of you.

FAQ’s

Q: Where has the Mahatma Jyotirao Phule loan waiver scheme been started?

Ans: The Mahatma Jyotirao Phule Karj Mafi Yojana has been introduced in Maharashtra.

Q: When was MJPKMY started?

Ans: On December 21, 2019, the Mahatma Jyotirao Phule Karj Mafi Yojana was launched.

Q: What is the objective of Mahatma Jyotirao Phule Karj Mafi Yojana?

Ans: The goal of the Maharashtra Mahatma Jyotirao Phule Loan Waiver Scheme is to make farmers’ lives better. Twenty lakh farmers are expected to gain from this plan.

@Man