JK Ladli Beti Scheme:- A social assistance program, funded by the governments of Jammu and Kashmir, is designed for female children born on or after April 1, 2015, in the Union Territories of Jammu and Kashmir and Ladakh. The goal of the plan is to stop the population’s trend of more men than women. Furthermore, the strategy aims to prevent the girl from being a financial burden on her parents or guardians once she gets married. We will go into great detail regarding the program in today’s post, along with the prerequisites for applying.
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JK Ladli Beti Scheme 2024
The BJP-led chief minister of Jammu and Kashmir, Mehbooba Mufti, announced the official start of the Ladli Beti Yojana. The National Informatics Centre designed and developed the Ladli Beti program, and Dr. Arun Kumar Mehta launched an end-to-end digitalized e-service for it as a centralized platform for tracking and submitting applications.
With the help of this solution, candidates can submit an application, confirm it, and track its development online. Applications are supplied by stakeholders. Banks will receive letters and applications that have been registered online. The applicant can use this facility to submit, review, and track the status of their request, which will be electronically forwarded to the next stage. Banks will receive letters digitally signed and approved online.
Any girls born on or after April 1, 2015, who have parents or guardians with annual incomes under Rs. 75,000 are eligible for coverage under this program. The child who is female would receive approximately Rs 6.50 lakhs upon turning 21. Up till the age of 14, beneficiaries will have Rs. 1000 placed into their bank accounts each month via Direct Bank Transfer (DBT).
Within 15 days, the Child Development Protection Officers have the option to forward the application to the DPO for approval or, in the event of inadequacies, to reject it or return it. In a similar vein, the District Programme Officer has ten days to approve, reject, or return the application (if there are any flaws) or forward it to the Deputy Commissioner.
Deputy Commissioners have the option to deny the application after recording the reasons or to accept it and forward it to the relevant authorities for funding within 20 days. Nearly one lakh female youngsters have been involved in the Ladli Beti Programme over the past three years.
Also Read:- YSR Bheema Scheme
Key Features of the JK Ladli Beti Scheme
| Name of the Scheme | JK Ladli Beti Scheme |
| Launched by | Jammu and Kashmir government |
| Introduced by | Chief Minister of Jammu and Kashmir Mrs. Mehbooba Mufti |
| Beneficiaries | Girl child born on or after 1st April 2015 |
| Objective | To control the declining female sex ratio |
| Application mode | Online |
| State | Union Territories of J&K and Ladakh |
| Financial assistance | Rs.1,000 |
| Launched date | 1st April 2015 |
| Official website | https://www.jk.gov.in/jammukashmir/ |
Objectives
The goal of this plan is to reverse the recent falling trend in the population’s ratio of girls to men. Moreover, the technique seeks to ensure that the girl child will not become a financial burden on her guardians or parents after she marries. Ensuring she receives financial support will help achieve this.
Features and Advantages of the JK Ladli Beti Programme
- The guardian of the girl, whether natural or legal, must open a recurring deposit account.
- From the date of a female’s birth or account opening for 14 years, the J&K government will contribute Rs. 1000 every month. UT is going to donate 168,000.
- J&K Government may only contribute Rs. 1000 per month (RD Account) in Phase I.
- Phase II (Cumulative Term Deposit account) develops from Phase I (recurring deposit account).
- No foreclosures or partial draws throughout any stage.
- The receiver of maturity benefits under the scheme will get them at age 21, 21 years after the first payment, or 85 months after the last installment, whichever comes first. The girl may put the money back into any bank’s card-rate deposit program.
- The scheme prohibits nominations. The account will be immediately closed if the girl child dies, and the remaining money—along with any interest—will be returned to the J&K and Ladakh Union Territories. If the beneficiary dies before turning 21, the Term Deposit or Recurring Deposit account may be canceled before maturity without incurring pre-payment penalties.
- Even if the female child whose name appears on the account moves to a different town or city, the account cannot be relocated.
- A “life certificate of the beneficiary (female child)” attested by a gazetted official or the principal of the school or college where she is enrolled must be submitted by the beneficiary, parent, or guardian every three years and upon reaching adulthood.
- TDS is not withheld as long as the beneficiary or guardian submits Form 15G/15H annually and has a current PAN, since the plan is meant for low-income households.
Eligibility Criteria
- Females born on April 1, 2015, or later, are eligible to enroll in the program. Girls who were born before the deadline are not eligible to create an account.
- Area-specific requirements: Approved parents must obtain all the paperwork that the CDPO has authorized. The following cities may approve documents: Anantnag, Jammu, Budgam, Kathua, Samba, and Pulwama.
- Joining the initiative is open to parents making less than Rs. 75,000 annually. It therefore gives poor and backward residents more authority.
Documents
- You must fill out the KYC Standards Application Form.
- An approval letter for parents or guardians issued by the Child Development Project Officer
Also Read:- Post Office Senior Citizen Scheme
How to Apply Online for the JK Ladli Beti Programme
- After registering on the Service Plus Portal and creating login credentials, log in via www.jansugam.jk.gov.in or www.eunnat.jk.gov.in.
- Locate “Application for obtaining financial assistance under Ladli Beti Scheme” by clicking on the “Apply for Services” button on the left side of the screen.
- Click ‘SUBMIT’ to apply after uploading the required files.
- Get the Acknowledgment to keep on file and refer to. You can use the Rapid Assessment System (RAS) to give input and monitor the progress of your application at several stages.
- If there is a flaw in the application, the CDPO will either reject it or return it after properly documenting the reasons, or they will transmit it to the DPO for approval within 15 days. If there is a deficiency, the DPO must properly document the reasons for rejection or revert, or forward the application to the Deputy Commissioner for approval within ten days.
- The Deputy Commissioner has ten days to decide whether to approve or reject the application after appropriately recording the reasons for any faults. The Social Welfare Department’s Director of Finance, FA, and CAO are then notified of the permission or rejection so that money can be allocated.
Download the JK Ladli Beti Scheme Form
- Start by going to www.jk.gov.in/jammukashmir, the official website.
- On the webpage under ‘Go Live Services,’ click the “Click Here to Apply for Ladli Beti Scheme” link.
- After that, the J&K service site’s home login URL will be accessible.
- To register as a citizen, use this page. It will open the CSC Digital Seva Connect page.
- You can apply online for the J&K Ladli Beti Scheme for 2024 by visiting any nearby CSC, logging in with your CSC ID, and then completing the application.
Also Read:- Mukhyamantri Kisan Kalyan
FAQ’s
Q.) When did the Laadli Beti Scheme start?
Ans. The Ladli Beti Scheme is an Indian program that offers financial assistance to households with young girls. As a component of the National Plan of Action for Children, the program was introduced in 2008 by the Ministry of Women and Child Development.
Q.) What is the Ladli Beti Scheme’s age requirement?
Ans. The girl child must have been born on or after April 1st, 2015, to be eligible for the Ladli Beti Scheme.
Q.) What are the Ladli Beti scheme’s goals?
Ans. Stopping the falling female sex ratio is the scheme’s goal. The program also aims to make sure that when the girl kid gets married, she doesn’t wind up being a burden for her parents or guardians.
Q.) Under this plan, who should open the recurring deposit account?
Ans. The girl child’s natural or legal guardian must open the recurring deposit account under this program.
Q.) What would the government of the State or UT contribute?
Ans. From the date of the girl child’s birth or account opening, the J&K government will contribute Rs. 1000/-per month for the following 14 years. (Total contribution from the UT will be Rs. 168000/-only.)
Q.) What is the Ladli Beti Scheme of JK for 2024?
Ans. On April 1, 2015, Mrs. Mehbooba Mufti, the Chief Minister of Jammu and Kashmir, launched the J&K Ladli Beti Scheme. The government would open the girl’s bank account on the day of her birth as part of this effort, and until the girl turns 14 years old, it would continue to deposit Rs. 1,000 per month.
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